Credit Risk Analyst

Fiserv
India
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditEducation: bachelorsSkills: ["Organized","Analytical thinking","Communication","Negotiation","Proactive problem resolution"]

Manage credit risk for a portfolio of high-risk, high-volume merchant accounts, including escalations and adverse actions. Prepare and present KPI reporting for senior leaders across liquidity, leverage, financial and processing performance, emerging and regulatory risks. Develop and recommend risk mitigation strategies (collateral actions, exit strategies, contract restructurings) and coordinate with internal teams, legal, bank partners, and sales to prevent or reduce credit losses. Serve as team lead in the absence of the Credit Director.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
Fiserv
Fiserv
1 week ago

Credit Risk Analyst

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 7 hours agoStatus: Live
Reposted: similar role first listed 3 weeks ago

Job Summary

Manage credit risk for a portfolio of high-risk, high-volume merchant accounts, including escalations and adverse actions. Prepare and present KPI reporting for senior leaders across liquidity, leverage, financial and processing performance, emerging and regulatory risks. Develop and recommend risk mitigation strategies (collateral actions, exit strategies, contract restructurings) and coordinate with internal teams, legal, bank partners, and sales to prevent or reduce credit losses. Serve as team lead in the absence of the Credit Director.
Location: India
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Manage a portfolio of merchant accounts in high-risk/high-volume segments across middle market and enterprise customers.
  • •Assist the Credit Director with merchant escalations and adverse actions, and act as team lead in the absence of the Credit Director.
  • •Prepare and present reporting for senior leaders focused on key merchant/industry KPIs (liquidity, leverage, financial and processing performance, competitors, emerging risks, macro, regulatory and compliance risks).
  • •Determine appropriate risk mitigation strategies for problematic accounts, including collateral actions, exit strategies, and contract restructurings.
  • •Collaborate with internal and external stakeholders (legal, relationship management, chargeback operations, bank partners, sales) to drive actions and prevent/mitigate credit losses.

Key Requirements

  • •3+ years of credit risk experience in middle market/corporate bank lending, merchant acquiring risk, and/or asset based lending.
  • •Bachelor’s degree in Business Management, Finance, Economics, Statistics, or a related quantitative discipline.
  • •Strong financial analysis skills, including reading business financial statements.
  • •Ability to perform detailed credit and data analysis in a fast-paced environment and share insights with colleagues.
  • •Strong written, oral, and interpersonal skills to explain and present analysis to senior management, bank partners, external stakeholders, legal, and merchants.
Experience:FintechPaymentsMerchant acquiringCorporate bankingAsset based lending
Education:Bachelor's in Business Management, Finance, Economics, Statistics or related quantitative discipline
Skills:OrganizedAnalytical thinkingCommunicationNegotiationProactive problem resolution
Tech Stack:PowerPointExcelWord

Company Brief

Fiserv
Provides payments, processing services, risk management, and core banking technology to financial institutions, merchants, and businesses worldwide, enabling digital payments, account processing, and financial services integration.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Brookfield, United States
Founded: 1984
WebsiteLinkedIn