Vice President- Credit Management (UAE National Only)

Mashreq
United Arab Emirates
Workplace: OnsiteFull timeFunction: Executive & General ManagementExperience: 10-15 yearsEducation: bachelorsSkills: ["Communication","Analytical judgment","Risk awareness","Training","Advising"]

Own the credit management function to protect and optimize the loan portfolio—driving strong credit quality, minimizing classified exposure, and supporting branch profitability. Evaluate borrower creditworthiness and debt capacity to recommend credit facilities, strengthen credit culture through training and advisory, and periodically review credit policies and procedures. Partner with relationship and branch leaders to structure credit lines within risk criteria and ensure early identification of warning signals.

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FursaFursa
Mashreq
Mashreq
3 days ago

Vice President- Credit Management (UAE National Only)

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Source: Company careers pageValidated by: Fursa AI
Last checked: 14 hours agoStatus: Live

Job Summary

Own the credit management function to protect and optimize the loan portfolio—driving strong credit quality, minimizing classified exposure, and supporting branch profitability. Evaluate borrower creditworthiness and debt capacity to recommend credit facilities, strengthen credit culture through training and advisory, and periodically review credit policies and procedures. Partner with relationship and branch leaders to structure credit lines within risk criteria and ensure early identification of warning signals.
Location: United Arab Emirates
Workplace: Onsite
Employment Type: Full time
Job Function: Executive & General Management
Seniority: Sr. Director level

Key Responsibilities

  • •Maintain a sound loan portfolio to minimize loan losses and maximize returns for shareholder equity.
  • •Recommend credit facilities after evaluating borrowers’ creditworthiness and debt payment capacity.
  • •Develop and spread a credit culture across the branch through training, counselling, and advising; recommend action plans to address weaknesses.
  • •Review credit policies and procedures periodically and recommend/implement changes as appropriate.
  • •Assist branch managers/team leaders in structuring credit lines that meet client needs within acceptable risk criteria, including accompanying calls when needed.

Key Requirements

  • •University graduate; MBA or equivalent preferred.
  • •Minimum 10–15 years of lending experience, including 4–6 years at managerial level.
  • •Strong lending skills covering credit, analytical judgment, and lending across industries such as Trade, Contracting, and Industry.
  • •Ability to evaluate credit facilities based on borrowers’ creditworthiness and debt repayment capacity.
  • •Excellent written and verbal communication skills.
Experience:10-15 years
Education:Bachelor's
Skills:CommunicationAnalytical judgmentRisk awarenessTrainingAdvising

Eligibility

Nationality:UAE National

Company Brief

Mashreq
Mashreq Bank is a UAE-headquartered full-service bank offering retail, corporate, Islamic and digital banking, treasury, and capital markets services across the Middle East and internationally.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Dubai, United Arab Emirates
Founded: 1967
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Glassdoor: 3.3
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