Commercial Credit Underwriter (Full Time) - TP Castle Hills

Prosperity Bancshares
San Antonio
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditEducation: bachelorsSkills: ["Planning","Organizational skills","Written communication","Verbal communication","Confidentiality"]

Underwrite commercial loan requests by analyzing client financial statements, spreads, ratios, and broader industry/economic risks. Partner with commercial lending officers to review credit issues, gather additional information, and help identify high-risk situations. Prepare credit memorandums and written presentations that summarize lending opportunities, risks, and proposed loan structures designed to mitigate repayment risk. Manage work with minimal turnaround times and independent judgment.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
Prosperity Bancshares
Prosperity Bancshares
2 days ago

Commercial Credit Underwriter (Full Time) - TP Castle Hills

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 12 hours agoStatus: Live
Reposted: similar role first listed 4 weeks ago

Job Summary

Underwrite commercial loan requests by analyzing client financial statements, spreads, ratios, and broader industry/economic risks. Partner with commercial lending officers to review credit issues, gather additional information, and help identify high-risk situations. Prepare credit memorandums and written presentations that summarize lending opportunities, risks, and proposed loan structures designed to mitigate repayment risk. Manage work with minimal turnaround times and independent judgment.
Location: San Antonio
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit

Key Responsibilities

  • •Analyze client-specific financial statements, spreads, ratios, and broader industry/economic risks that could jeopardize loan repayment.
  • •Work with commercial lending officers to review credit issues, obtain additional information (including outside calls as required), and assess risk.
  • •Prepare credit memorandums summarizing lending opportunities, associated risks, and proposed loan structures.
  • •Describe how loan structures mitigate identified risks and help ensure the bank is protected in high-risk credit situations.
  • •Provide written presentations for loan opportunities with minimal turnaround times and complete other duties as assigned.

Key Requirements

  • •College degree in business or equivalent; or equivalent combination of education and experience, with coursework in accounting, finance, and financial statement analysis.
  • •Proficiency in Microsoft Word, Excel, and PowerPoint.
  • •Ability to read, analyze, and interpret financial statements, industry data, and customer profiles.
  • •Ability to produce written and oral presentations and prepare projections based on extrapolated financial data.
  • •Strong planning/organizational skills and ability to work independently; excellent written and verbal communication.
Education:Bachelor's in Business
Skills:PlanningOrganizational skillsWritten communicationVerbal communicationConfidentiality
Tech Stack:Microsoft WordMicrosoft ExcelMicrosoft PowerPoint

Company Brief

Prosperity Bancshares
Operates Prosperity Bank, a Texas-based regional banking franchise offering commercial and consumer banking services, lending, treasury management, and wealth-related solutions through a network of branches across Texas and Oklahoma.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Houston, United States
Founded: 1983
WebsiteLinkedIn