Lead- Credit Evaluator

Mashreq
Bengaluru
Workplace: RemoteFull timeFunction: Banking, Lending & CreditExperience: 3+ yearsEducation: bachelorsSkills: ["Analytical skills","Interpersonal skills","Problem-solving","Independent work","Customer focus"]

Analyze and process retail lending (including Islamic) credit proposals and applications, ensuring eligibility, pricing, document compliance, and adherence to the bank’s credit policy and product parameters. Escalate or approve cases within TAT, perform supervisory credit reviews for mortgage products when needed, and act as backup for team leadership. Drive productivity through process improvement, training, exception identification, and recommendations to enhance underwriting decisions and operational procedures.

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FursaFursa
Mashreq
Mashreq
12 hours ago

Lead- Credit Evaluator

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Source: Company careers pageValidated by: Fursa AI
Last checked: 3 hours agoStatus: Live

Job Summary

Analyze and process retail lending (including Islamic) credit proposals and applications, ensuring eligibility, pricing, document compliance, and adherence to the bank’s credit policy and product parameters. Escalate or approve cases within TAT, perform supervisory credit reviews for mortgage products when needed, and act as backup for team leadership. Drive productivity through process improvement, training, exception identification, and recommendations to enhance underwriting decisions and operational procedures.
Location: Bengaluru
Workplace: Remote
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Analyze retail lending credit proposals/applications (including Islamic products) for approval or escalation within TAT.
  • •Ensure consistent application of credit policy and underwriting quality, including collateral document compliance.
  • •Perform exception identification across eligibility, pricing, CPV, system information capture, and collateral compliance; categorize outcomes and communicate major deficiencies.
  • •Support supervisory credit review for mortgage products using standard operating procedures and product program guidelines.
  • •Participate in training/testing, drive process improvement initiatives, and develop new staff in the team.

Key Requirements

  • •3+ years of work experience in a credit management environment.
  • •Excellent analytical skills.
  • •Sound interpersonal skills and strong interpersonal communication for escalations and follow-up.
  • •Knowledge of MS Office tools for report purposes and good PC skills.
  • •Ability to solve problems independently and work under pressure while staying customer focused.
Experience:3+ yearsCredit managementRetail lendingMortgageIslamic productsBanking
Education:Bachelor's
Skills:Analytical skillsInterpersonal skillsProblem-solvingIndependent workCustomer focus
Languages:US
Tech Stack:MS OfficeFlexcubePrimeRCMS

Company Brief

Mashreq
Mashreq Bank is a UAE-headquartered full-service bank offering retail, corporate, Islamic and digital banking, treasury, and capital markets services across the Middle East and internationally.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Dubai, United Arab Emirates
Founded: 1967
Glassdoor
Glassdoor: 3.3
WebsiteLinkedInGlassdoor