Credit Risk Analyst

American Express
Madrid
Workplace: HybridFull timeFunction: Banking, Lending & CreditEducation: mastersSkills: ["Analytical skills","Problem-solving","Interpersonal skills","Project management","Matrix collaboration"]

Partner with the Credit Risk Management team to enhance customer credit risk assessments using company data and analytics. Diagnose credit performance drivers, monitor customer experience in the market, and translate insights into risk-driven strategies that improve forecasting, reduce disruptions, and support profitable digital growth. Collaborate with Compliance, Legal, Data Privacy, CFR Center-of-Excellence teams, and other stakeholders to implement decision-science capabilities across the credit risk lifecycle.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
American Express
American Express
3 days ago

Credit Risk Analyst

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 17 hours agoStatus: Live

Job Summary

Partner with the Credit Risk Management team to enhance customer credit risk assessments using company data and analytics. Diagnose credit performance drivers, monitor customer experience in the market, and translate insights into risk-driven strategies that improve forecasting, reduce disruptions, and support profitable digital growth. Collaborate with Compliance, Legal, Data Privacy, CFR Center-of-Excellence teams, and other stakeholders to implement decision-science capabilities across the credit risk lifecycle.
Location: Madrid
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Identify, develop, and implement capabilities to enhance customer credit risk assessments.
  • •Use analytics to derive insights shaping business strategy, including drivers of credit performance and implications for trends/forecasts.
  • •Monitor customer experience in the market and diagnose problems and opportunities for improvement.
  • •Collaborate with Compliance, Legal, Data Privacy, and stakeholders to implement risk-driven strategies that profitably grow billed business and reduce disruptions.
  • •Work with Center-of-Excellence teams to improve and deploy decision science tools and risk management capabilities for digital servicing.

Pay and Benefits

Perks:Health InsuranceDentalVisionLife InsuranceDisabilityRetirementAnnual BonusPaid Leave

Key Requirements

  • •Advanced degree in statistics, economics, mathematics, or equivalent experience in a similar field.
  • •Fluent proficiency in Spanish and English.
  • •Experience developing strategic insights using data analytics.
  • •Experience in SQL and Python.
  • •Understanding of credit risk management principles, including experience in unsecured consumer lending or payments.
Education:Master's in statistics, economics, mathematics
Skills:Analytical skillsProblem-solvingInterpersonal skillsProject managementMatrix collaboration
Languages:SpanishEnglish
Tech Stack:SQLPython

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

American Express
Provides global payment, credit, and travel-related financial services for consumers and businesses. Best known for its charge and credit cards, merchant payment network, and premium customer rewards and servicing.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: New York City, United States
Founded: 1850
WebsiteLinkedIn