Commercial Lender (Full Time) - Richardson

Prosperity Bancshares
United States
Workplace: OnsiteFull timeFunction: SalesExperience: 4+ yearsEducation: bachelorsSkills: ["Client relationship skills","Interpersonal skills","Communication skills","Business development","Credit process management"]

Grow and retain profitable commercial lending relationships through client prospecting, referrals, and cross-selling. Manage credit process and execute transactions independently, including loan structuring, credit analysis, and generating commercial and real estate loan opportunities. Coordinate networking activities, obtain and maintain COIs, and contribute to deposit growth by promoting additional banking products. Performance is measured by calling activity, proposal generation, revenue generation, risk mitigation, and relationship development.

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Prosperity Bancshares
Prosperity Bancshares
15 hours ago

Commercial Lender (Full Time) - Richardson

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Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 15 hours agoStatus: Live
Reposted: similar role first listed 6 months ago

Job Summary

Grow and retain profitable commercial lending relationships through client prospecting, referrals, and cross-selling. Manage credit process and execute transactions independently, including loan structuring, credit analysis, and generating commercial and real estate loan opportunities. Coordinate networking activities, obtain and maintain COIs, and contribute to deposit growth by promoting additional banking products. Performance is measured by calling activity, proposal generation, revenue generation, risk mitigation, and relationship development.
Location: United States
Workplace: Onsite
Employment Type: Full time
Job Function: Sales
Seniority: Mid level

Key Responsibilities

  • •Solicit commercial clients and aggressively seek quality new business through calls, referrals, and cross-selling.
  • •Manage credit process and execute loan transactions independently with strong loan structuring and credit analysis.
  • •Generate commercial and real estate loan opportunities, including loans typically in the $1 million to $10 million range.
  • •Obtain and maintain COIs and attend networking events in the assigned geographic area.
  • •Contribute to deposit growth by cross-selling and promoting additional banking products; seek cross-sell opportunities across relationships.

Key Requirements

  • •Bachelor’s degree in finance, accounting, or a related field is preferred.
  • •Formally credit trained and/or underwriting knowledge and experience is preferred.
  • •Typically, minimum 4 years of direct lending or credit support experience focused on business relationships.
  • •Familiarity with the sales, loan processing, and closing processes.
  • •Extensive knowledge of Commercial Banking products, including C&I and Owner-Occupied and Investment Commercial Real Estate loans.
Experience:4+ years
Education:Bachelor's in finance, accounting (or related field)
Skills:Client relationship skillsInterpersonal skillsCommunication skillsBusiness developmentCredit process management

Company Brief

Prosperity Bancshares
Operates Prosperity Bank, a Texas-based regional banking franchise offering commercial and consumer banking services, lending, treasury management, and wealth-related solutions through a network of branches across Texas and Oklahoma.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Houston, United States
Founded: 1983
WebsiteLinkedIn