Mashreq

2 weeks ago

Senior Manager, Credit Policy (Mashreq Global Network)

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 14 hours agoStatus: Live

Job Summary

Own lending/financing credit policies for specific retail products, authoring and managing credit criteria and risk asset acceptance standards. Drive portfolio quality and portfolio management strategy by defining retail credit parameters, monitoring risk charges, and aligning product programs within UAE lending frameworks. Ensure compliance with central bank retail risk regulations, recommend policy and product changes, and collaborate with underwriting and other stakeholders to automate processes and support risk-adjusted growth.

Location: Pakistan

Workplace: Remote

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Sr. Manager level

Key Responsibilities

•Author and manage lending/financing credit policies and frameworks for specific products in UAE.
•Maintain and update the Retail Credit Policy Manual and ensure policies align with target segments and growth strategies.
•Define portfolio management strategy by setting retail credit/lending/financing parameters and monitoring portfolio performance and risk charge realization.
•Ensure compliance with central bank retail risk regulations, including impact analysis and implementation.
•Drive automation of credit policies and processes with underwriting and other stakeholders; review and recommend new product launches and significant policy changes.

Key Requirements

•Master’s degree (M.Sc.) or Ph.D. (or equivalent) in Mathematics, Statistics, Data Science, Computer Science, Economics, or related quantitative discipline.
•8–10 years of banking/financial services experience with strong exposure to credit risk analytics, retail risk management, and policy formulation.
•Strong foundation in statistical modeling, machine learning, and advanced analytics for credit underwriting, scorecards, and portfolio management.
•Advanced proficiency in Python, R, SAS, and SQL for data analysis and model development.
•Strong understanding of retail credit risk frameworks and regulatory requirements, including Central Bank guidelines.

Experience:8-10 yearsBankingFinancial servicesCredit riskRetail risk management

Education:Master's in Mathematics, Statistics, Data Science, Computer Science, Economics (or related quantitative discipline)

Skills:Stakeholder managementCommunicationStrategic mindsetData-driven decision makingPresentation

Tech Stack:PythonRSASSQLPower BITableauMachine learningStatistical modeling

Company Brief

Mashreq

Mashreq Bank is a UAE-headquartered full-service bank offering retail, corporate, Islamic and digital banking, treasury, and capital markets services across the Middle East and internationally.

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Dubai, United Arab Emirates

Founded: 1967

Glassdoor: 3.3

Website LinkedIn Glassdoor

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Mashreq

2 weeks ago

Senior Manager, Credit Policy (Mashreq Global Network)

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 14 hours agoStatus: Live

Job Summary

Location: Pakistan

Workplace: Remote

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Sr. Manager level

Key Responsibilities

•Author and manage lending/financing credit policies and frameworks for specific products in UAE.
•Maintain and update the Retail Credit Policy Manual and ensure policies align with target segments and growth strategies.
•Define portfolio management strategy by setting retail credit/lending/financing parameters and monitoring portfolio performance and risk charge realization.
•Ensure compliance with central bank retail risk regulations, including impact analysis and implementation.
•Drive automation of credit policies and processes with underwriting and other stakeholders; review and recommend new product launches and significant policy changes.

Key Requirements

•Master’s degree (M.Sc.) or Ph.D. (or equivalent) in Mathematics, Statistics, Data Science, Computer Science, Economics, or related quantitative discipline.
•8–10 years of banking/financial services experience with strong exposure to credit risk analytics, retail risk management, and policy formulation.
•Strong foundation in statistical modeling, machine learning, and advanced analytics for credit underwriting, scorecards, and portfolio management.
•Advanced proficiency in Python, R, SAS, and SQL for data analysis and model development.
•Strong understanding of retail credit risk frameworks and regulatory requirements, including Central Bank guidelines.

Experience:8-10 yearsBankingFinancial servicesCredit riskRetail risk management

Education:Master's in Mathematics, Statistics, Data Science, Computer Science, Economics (or related quantitative discipline)

Skills:Stakeholder managementCommunicationStrategic mindsetData-driven decision makingPresentation

Tech Stack:PythonRSASSQLPower BITableauMachine learningStatistical modeling

Company Brief

Mashreq

Mashreq Bank is a UAE-headquartered full-service bank offering retail, corporate, Islamic and digital banking, treasury, and capital markets services across the Middle East and internationally.

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Dubai, United Arab Emirates

Founded: 1967

Glassdoor: 3.3

Website LinkedIn Glassdoor