High Risk Assessment Specialist

Wise
São Paulo
Workplace: HybridFull timeBRL 10,000 - 16,000 monthlyFunction: Legal, Risk & ComplianceExperience: 3+ yearsSkills: ["Communication","Analytical thinking","Organizational skills","Attention to detail","Stakeholder management"]

Conduct risk assessments and enhanced due diligence on complex, high-risk customers to support Wise’s AML/CTF and sanctions compliance. Serve as the end point for escalations from other compliance teams, reviewing KYC/EDD/AML documentation against internal policies and risk appetite. Assess reputational and financial crime risk, advise teams as a subject matter expert, and improve compliance controls while partnering with Product and FinCrime on onboarding and operational changes.

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FursaFursa
Wise
Wise
6 hours ago

High Risk Assessment Specialist

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Source: Company careers pageValidated by: Fursa AI
Last checked: 4 hours agoStatus: Live
Reposted: similar role first listed 6 months ago

Job Summary

Conduct risk assessments and enhanced due diligence on complex, high-risk customers to support Wise’s AML/CTF and sanctions compliance. Serve as the end point for escalations from other compliance teams, reviewing KYC/EDD/AML documentation against internal policies and risk appetite. Assess reputational and financial crime risk, advise teams as a subject matter expert, and improve compliance controls while partnering with Product and FinCrime on onboarding and operational changes.
Location: São Paulo
Workplace: Hybrid
Employment Type: Full time · Permanent
Job Function: Legal, Risk & Compliance
Seniority: Manager level

Key Responsibilities

  • •Act as the end point for escalations, assessing customers’ risks and applying risk-based approach methodologies.
  • •Perform risk assessment and enhanced due diligence for complex and high-risk customers, documenting analysis and mitigation measures.
  • •Review and analyze AML, Sanctions, EDD, KYC, and Acceptable Use documentation against Wise policies and risk-based approach.
  • •Assess reputational and financial crime risk from sanctions, PEP, and adverse media perspectives, and escalate/report concerns to oversight and compliance teams as needed.
  • •Mentor teams as a subject matter expert, improve risk mitigation methods and compliance controls with Product and FinCrime, and support audits/deep dives when required.

Pay and Benefits

Salary: BRL 10,000 - 16,000 monthly

Key Requirements

  • •3+ years of relevant industry experience, ideally in financial services, compliance roles, or at a financial services regulator.
  • •Advanced understanding of inherent risks tied to complex business structures, customer types/activities, and country-specific risks with appropriate mitigation strategies.
  • •Strong analytical and problem-solving ability to take difficult decisions under uncertainty and apply a risk-based approach.
  • •Excellent verbal and written English skills; additional language skills are a plus.
  • •Nice to have: Bachelor’s degree in Finance, Business Administration, Law, or related field.
Experience:3+ yearsFinancial servicesComplianceKYC/AMLRegulatory
Skills:CommunicationAnalytical thinkingOrganizational skillsAttention to detailStakeholder management
Certifications:ICACAMS
Languages:English

Company Brief

Wise
Wise (formerly TransferWise) is a London-based fintech that provides low-cost international money transfers, multi-currency accounts and payment infrastructure for individuals and businesses worldwide.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: London, United Kingdom
Founded: 2011
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Glassdoor: 3.8
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