Fraud Risk Analyst

U.S. Bancorp
Minneapolis, Fargo
Workplace: HybridFull timeUSD 119,765 - 140,900 annuallyFunction: Legal, Risk & ComplianceExperience: 8+ yearsEducation: bachelorsSkills: ["Analytical judgment","Strategic thinking","Independent execution","Communication","Organizational skills"]

Analyze complex fraud data to identify emerging fraud trends and develop, test, implement, and optimize fraud rule strategies for new account originations. Own rule strategies across products, using SAS, SQL, and Python to assess rule performance, false positives, and thresholds while balancing fraud mitigation with customer experience and operational efficiency. Partner with operations, technology, and risk teams to deliver data-driven recommendations and continuous improvements in fraud prevention capabilities.

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FursaFursa
U.S. Bancorp
U.S. Bancorp
4 days ago

Fraud Risk Analyst

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 4 hours agoStatus: Live

Job Summary

Analyze complex fraud data to identify emerging fraud trends and develop, test, implement, and optimize fraud rule strategies for new account originations. Own rule strategies across products, using SAS, SQL, and Python to assess rule performance, false positives, and thresholds while balancing fraud mitigation with customer experience and operational efficiency. Partner with operations, technology, and risk teams to deliver data-driven recommendations and continuous improvements in fraud prevention capabilities.
Location: Minneapolis, Fargo
Workplace: Hybrid
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Mid level

Key Responsibilities

  • •Develop, implement, and continuously refine fraud rule strategies balancing fraud mitigation, false positive rates, and organizational priorities.
  • •Analyze large datasets to identify emerging fraud trends, performance shifts, and strategic opportunities for rule development and refinement.
  • •Translate findings into clear, actionable recommendations and communicate strategy updates and business impacts to management and stakeholders.
  • •Monitor and evaluate rule performance by detecting anomalies, validating thresholds, and identifying opportunities to strengthen strategies and processes.
  • •Collaborate with operations, technology, and risk teams to validate rule effectiveness and conduct root-cause analysis to ensure compliance and governance alignment.

Pay and Benefits

Salary: USD 119,765 - 140,900 annually
Perks:Health InsuranceDentalVisionLife Insurance401kRetirementPaid LeavePaid HolidayParental Leave

Key Requirements

  • •Bachelor’s degree, or equivalent work experience.
  • •Typically more than eight years of applicable experience.
  • •Deep expertise in SQL, SAS, and Python to design analytical frameworks and translate data into fraud risk strategies.
  • •Experience supporting fraud strategy development for account origination, onboarding, identity verification, or digital banking.
  • •Experience with strategy testing/segmentation and champion/challenger experiments, plus performance evaluation on large datasets.
Experience:8+ yearsFraud analyticsDigital bankingIdentity verificationDigital onboardingDigital fraud
Education:Bachelor's in Quantitative field
Skills:Analytical judgmentStrategic thinkingIndependent executionCommunicationOrganizational skills
Tech Stack:SASSQLPythonMicrosoft OfficeAIData analysisPredictive models

Company Brief

U.S. Bancorp
U.S. Bancorp is the parent company of U.S. Bank, providing consumer, business, and institutional banking services including lending, payments, treasury management, wealth management, and merchant solutions across the United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Minneapolis, United States
Founded: 1863
Glassdoor
Glassdoor: 3.8
WebsiteLinkedInGlassdoor