VP, Underwriter, Corporate Asset Finance

Banc of California
Chicago
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditEducation: bachelorsSkills: ["Compliance","Writing","Communication","Judgment","Time management"]

Independently underwrite and structure complex corporate asset finance and commercial real estate loan requests for new and existing customers within the Community and Commercial Bank. Review borrower submissions, perform financial analysis and risk assessments, and prepare written credit presentations and Credit Approval Recommendation (CAR) reports for approval. Ensure LOI and loan documents consistency, support underwriting task completion, and mentor junior underwriters on complex transactions.

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FursaFursa
Banc of California
Banc of California
22 hours ago

VP, Underwriter, Corporate Asset Finance

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Source: Company careers pageValidated by: Fursa AI
Last checked: 7 hours agoStatus: Live

Job Summary

Independently underwrite and structure complex corporate asset finance and commercial real estate loan requests for new and existing customers within the Community and Commercial Bank. Review borrower submissions, perform financial analysis and risk assessments, and prepare written credit presentations and Credit Approval Recommendation (CAR) reports for approval. Ensure LOI and loan documents consistency, support underwriting task completion, and mentor junior underwriters on complex transactions.
Location: Chicago
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Sr. Director level

Key Responsibilities

  • •Independently evaluates and structures complex credit requests across various business and specialty lending types within C&I.
  • •Perform independent credit analysis and risk assessment, including analysis of financial statements and preparing downside and break-even projections.
  • •Prepare underwriting deliverables including written credit presentations and the Credit Approval Recommendation (CAR) report for Credit Administration approval.
  • •Review loan request materials such as UCC filings, appraisal reports, title policy, lease agreements, and credit reports; ensure correct risk rating support for new loans.
  • •Provide guidance and mentoring to junior underwriters on more complex transactions and review their work for findings communication.

Pay and Benefits

Perks:401kHealth InsuranceDentalVisionPaid LeaveLearning Budget

Key Requirements

  • •Minimum 6-8 years of underwriting experience in real estate, construction, and commercial financing, including valuation and financial analysis.
  • •Bachelor’s degree and/or relevant work experience or training.
  • •Proficiency with nCino.
  • •Knowledge of and adherence to applicable state and federal regulations, including Regulation Z, Regulation B, Fair Housing Act, HMDA, RESPA, FCRA, BSA/USA PATRIOT Act, AML/CIP, RFPA, and CRA.
  • •PC proficiency with emphasis on Word and Excel.
Experience:Commercial real estateReal estate lendingConstruction financing
Education:Bachelor's
Skills:ComplianceWritingCommunicationJudgmentTime management
Tech Stack:NCinoWordExcel

Company Brief

Banc of California
Provides commercial and business banking services including deposits, lending, treasury management, and specialty financing for small and middle-market businesses, entrepreneurs, and real estate clients through its U.S. banking operations.
Industry: Corporate Banking
Company Size: Enterprise (1,001+ employees)
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Los Angeles, United States
Founded: 1941
WebsiteLinkedIn