Staff Product Data Scientist, Lending

Block
San Francisco
Workplace: RemoteFull timeUSD 239,600 - 359,400 annuallyFunction: Data Science & Machine LearningExperience: 12+ yearsSkills: ["Analytical rigor","Statistical judgment","Communication","Mentoring","Collaboration"]

Build and improve credit products for Cash App Borrow, Afterpay, Square Loans, and upcoming first-party credit offerings. Turn complex customer, product, and risk data into decision frameworks and measurement systems, partnering with product, engineering, and risk to define metrics, run experiments, forecast outcomes, and support rollouts. Use agentic AI workflows to accelerate analysis end-to-end while leading technical standards and mentoring data scientists.

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FursaFursa
Block
Block
1 month ago

Staff Product Data Scientist, Lending

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Source: Company careers pageValidated by: Fursa AI
Last checked: 4 hours agoStatus: Live

Job Summary

Build and improve credit products for Cash App Borrow, Afterpay, Square Loans, and upcoming first-party credit offerings. Turn complex customer, product, and risk data into decision frameworks and measurement systems, partnering with product, engineering, and risk to define metrics, run experiments, forecast outcomes, and support rollouts. Use agentic AI workflows to accelerate analysis end-to-end while leading technical standards and mentoring data scientists.
Location: San Francisco
Workplace: Remote
Employment Type: Full time
Job Function: Data Science & Machine Learning
Seniority: Mid level

Key Responsibilities

  • •Turn complex product, customer, and risk data into insights, decision frameworks, and durable measurement systems.
  • •Own end-to-end execution across metrics definition, experimentation, forecasting, visualization, and decision support.
  • •Define and maintain measurement frameworks for credit products, including eligibility, repayment behavior, usage, loss performance, funnel health, and long-term outcomes.
  • •Partner with risk teams to evaluate model/policy performance, monitor cohorts, identify bias or drift, and connect risk decisions to business impact.
  • •Lead technical direction and standards for the Data Science team and mentor junior data scientists.

Pay and Benefits

Salary: USD 239,600 - 359,400 annually
Perks:Health InsuranceRemote WorkFlexible TimeRetirement SavingsFamily Planning

Key Requirements

  • •Bachelor’s degree in statistics, data science, economics, computer science, or a similar quantitative field with 12+ years’ experience, or a graduate degree with 6–8+ years’ experience in a relevant role.
  • •Advanced proficiency with SQL and experience building decision-oriented data visualizations.
  • •Strong product, analytical, and statistical judgment to turn ambiguous product/customer/risk questions into sound analyses and clear tradeoffs.
  • •Experience using AI tools to improve the speed, quality, and durability of analytical work.
  • •Ability to communicate insights clearly to technical, product, and business stakeholders, including risk partners and senior decision-makers.
Experience:12+ yearsFintechFinancial servicesCreditLending
Skills:Analytical rigorStatistical judgmentCommunicationMentoringCollaboration
Languages:English
Tech Stack:SQLAI toolsAgent workflows

Company Brief

Block
Builds financial services and commerce tools to empower businesses and individuals, operating products such as Square, Cash App, Spiral (Bitcoin initiatives), TIDAL, and developer-focused payment and banking solutions.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: San Francisco, United States
Founded: 2009
WebsiteLinkedIn