Wholesale Credit Delivery Portfolio Optimization Leader

Truist Financial
Charlotte, Atlanta
Workplace: OnsiteFull timeFunction: Transportation & Fleet OperationsExperience: 10+ yearsEducation: bachelorsSkills: ["Analytical skills","Cross-functional leadership","Stakeholder influence","Risk governance","Portfolio analysis"]

Provide strategic oversight of wholesale credit portfolios, aligning credit and sales strategies while strengthening risk management. Lead end-to-end portfolio governance, monitor risk metrics and concentration limits, and develop risk measurement methodologies using exposure analysis and scenario modeling. Partner with Underwriting, Portfolio Management, Origination, and first/second-line credit risk teams to optimize portfolio composition for responsible loan growth and improved profitability.

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Truist Financial
Truist Financial
2 months ago

Wholesale Credit Delivery Portfolio Optimization Leader

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Source: Company careers pageValidated by: Fursa AI
Last checked: 7 days agoStatus: Live
Reposted: similar role first listed 2 months ago

Job Summary

Provide strategic oversight of wholesale credit portfolios, aligning credit and sales strategies while strengthening risk management. Lead end-to-end portfolio governance, monitor risk metrics and concentration limits, and develop risk measurement methodologies using exposure analysis and scenario modeling. Partner with Underwriting, Portfolio Management, Origination, and first/second-line credit risk teams to optimize portfolio composition for responsible loan growth and improved profitability.
Location: Charlotte, Atlanta
Workplace: Onsite
Employment Type: Full time
Job Function: Transportation & Fleet Operations

Key Responsibilities

  • •Bridge sales strategy and credit strategy to optimize growth within risk appetite.
  • •Provide guidance on portfolio strategies to Wholesale Credit Delivery teams and deliver insights to senior leadership.
  • •Lead end-to-end oversight of wholesale credit portfolios, ensuring adherence to risk frameworks and regulatory requirements.
  • •Monitor and manage portfolio-level risk metrics, including concentration limits, KRIs, and stress testing protocols.
  • •Collaborate with risk partners to escalate and address concerns and conduct portfolio reviews to identify emerging risks and growth opportunities.

Pay and Benefits

Perks:Health InsuranceDentalVisionLife InsuranceDisability401kPaid LeavePaid Holidays

Key Requirements

  • •Bachelor’s degree in finance, economics, business administration, math, or related field.
  • •10+ years of experience in credit risk management, portfolio oversight, credit strategy, or related disciplines.
  • •Proven ability to lead cross-functional teams and influence senior stakeholders.
  • •Strong analytical skills with expertise in risk modeling, KRIs, and concentration risk management.
Experience:10+ yearsCredit risk managementPortfolio managementCredit strategy
Education:Bachelor's in finance, economics, business administration, math
Skills:Analytical skillsCross-functional leadershipStakeholder influenceRisk governancePortfolio analysis
Certifications:CCRMPCCRMCFAFRMPRM
Languages:English

Company Brief

Truist Financial
Provides consumer and commercial banking, wealth management, insurance, lending, and payments services through a large U.S. financial services platform formed by the merger of BB&T and SunTrust.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Charlotte, United States
Founded: 2019
WebsiteLinkedIn