Community Mortgage Banker

UMB Financial
Missouri
Workplace: RemoteFull timeUSD 44,790 - 79,020 annuallyFunction: Banking, Lending & CreditExperience: 3-5 yearsEducation: high_schoolSkills: ["Business communication","Time management","Organizational skills","Independent work","Reliability"]

Help low-to-moderate income families meet their credit needs by counseling and pre-qualifying home buyers, explaining rates, terms, payments, and mortgage insurance, and guiding applicants through pre-qualification/pre-approval. Serve as the CRA mortgage product expert, originate first mortgage loans, and structure supporting documentation to meet regulations. Build referral relationships, represent UMB at community events, and deliver financial education while promoting first-time homeownership and bank-wide programs.

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UMB Financial
UMB Financial
2 months ago

Community Mortgage Banker

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Status: Live

Job Summary

Help low-to-moderate income families meet their credit needs by counseling and pre-qualifying home buyers, explaining rates, terms, payments, and mortgage insurance, and guiding applicants through pre-qualification/pre-approval. Serve as the CRA mortgage product expert, originate first mortgage loans, and structure supporting documentation to meet regulations. Build referral relationships, represent UMB at community events, and deliver financial education while promoting first-time homeownership and bank-wide programs.
Location: Missouri
Workplace: Remote
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Represent UMB at community events and business development functions to promote financial awareness.
  • •Identify community needs and recommend mortgage products/services based on feedback to enhance credit offerings.
  • •Establish and maintain referral relationships with community organizations, internal partners, real estate agents, and customers.
  • •Counsel and pre-qualify potential home buyers; explain rate, terms, payment amount, and mortgage insurance; provide clear status communication.
  • •Structure and originate first mortgage loans by gathering supporting documentation and meeting federal/state/company regulations and policies.
Travel: Medium travel

Pay and Benefits

Salary: USD 44,790 - 79,020 annually
Perks:Paid Leave401kAnnual IncentivePaid HolidaysHealth InsuranceDentalVisionGym MembershipEmployee AssistanceAdoption Assistance

Key Requirements

  • •High school diploma or equivalence.
  • •3-5+ years mortgage and banking experience (or equivalent education/experience).
  • •Thorough knowledge of FHA, VA, CONV guidelines and the real estate market in the local area.
  • •Maintain current registration with the National Mortgage Licensing System Registry and obtain required S.A.F.E registration at employment.
  • •Effective verbal and written business communication with strong time management, organizational skills, and reliability.
Experience:3-5 yearsMortgageBankingReal estate
Education:High School
Skills:Business communicationTime managementOrganizational skillsIndependent workReliability
Licenses:National Mortgage Licensing System RegistryS.A.F.E registration
Tech Stack:Encompass LOSNational Mortgage Licensing System RegistryS.A.F.E registration

Company Brief

UMB Financial
UMB Financial is a diversified financial holding company offering commercial banking, treasury management, payment solutions, trust services, and asset servicing. It serves businesses, institutions, and individuals through banking and financial products across the United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Kansas City, United States
Founded: 1913
WebsiteLinkedIn