Credit - Hybrid Developer

Capco
Bengaluru, Chennai, Gurugram, Hyderabad, Pune
Workplace: HybridFull timeFunction: Banking, Lending & CreditExperience: 2-5 yearsSkills: ["Analytical skills","Attention to detail"]

Support corporate/wholesale banking clients by conducting credit underwriting, appraisal, and detailed credit reporting. Create end-to-end credit proposals using industry/peer analysis, risk assessment, internal ratings, documentation, and collateral evaluation. Perform financial analysis (cash flow, working capital, leverage, EV, ratio analysis), evaluate loan and trade finance structures, assess covenants, and build/review financial models and forecasts to monitor compliance and risk.

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Capco
Capco
2 days ago

Credit - Hybrid Developer

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Last checked: 3 hours agoStatus: Live

Job Summary

Support corporate/wholesale banking clients by conducting credit underwriting, appraisal, and detailed credit reporting. Create end-to-end credit proposals using industry/peer analysis, risk assessment, internal ratings, documentation, and collateral evaluation. Perform financial analysis (cash flow, working capital, leverage, EV, ratio analysis), evaluate loan and trade finance structures, assess covenants, and build/review financial models and forecasts to monitor compliance and risk.
Location: Bengaluru, Chennai, Gurugram, Hyderabad, Pune
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Perform credit underwriting and appraisal for corporate/wholesale banking clients and prepare detailed credit reports.
  • •Prepare end-to-end credit proposals including industry/peer analysis, risk assessment, internal rating, documentation, and collateral evaluation.
  • •Conduct financial analysis such as cash flow, working capital, leverage, EV, and ratio analysis.
  • •Evaluate loan structures and facilities, including term loans, working capital facilities, and trade finance exposures.
  • •Assess financial and non-financial covenants, monitor compliance, and build/review financial models and projections.

Key Requirements

  • •2–5 years of mandatory experience in corporate/wholesale banking credit roles.
  • •Strong experience performing credit appraisal for large corporates and mid-market clients.
  • •Solid understanding of banking products such as CC/OD, term loans, and BG/LC.
  • •Expertise in financial statement analysis, credit risk assessment, and rating frameworks.
  • •Proficiency in financial modeling and forecasting.
Experience:2-5 yearsCorporate bankingWholesale bankingCredit underwriting
Skills:Analytical skillsAttention to detail
Languages:English

Company Brief

Capco
Global management and technology consultancy specializing in financial services. Capco advises banks, insurers, and capital markets firms on digital transformation, risk and compliance, technology implementation, and operational improvement, combining industry expertise with advisory and engineering capabilities.
Industry: Management Consulting
Company Size: Enterprise (1,001+ employees)
Growth: Established Company
Headquarters: London, United Kingdom
Founded: 1998
Glassdoor
Glassdoor: 3.7
WebsiteLinkedIn