Credit Risk Operations Team Lead

Stripe
Bengaluru
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 6+ yearsSkills: ["Leadership","Analytical abilities","Communication","Process improvement","Stakeholder partnership"]

Lead and develop a team of Credit Risk Operations Associates focused on commercial credit underwriting and risk mitigation. Execute underwriting frameworks that assess business models and financial statements, guide risk identification and mitigation strategies, and drive operational delivery and process improvement. Use metrics and data-driven analysis to manage KPIs, capacity, and scheduling, resolve escalations for complex reviews, and partner with globally distributed stakeholders to balance credit loss and customer experience.

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Stripe
Stripe
1 day ago

Credit Risk Operations Team Lead

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Last checked: 33 minutes agoStatus: Live

Job Summary

Lead and develop a team of Credit Risk Operations Associates focused on commercial credit underwriting and risk mitigation. Execute underwriting frameworks that assess business models and financial statements, guide risk identification and mitigation strategies, and drive operational delivery and process improvement. Use metrics and data-driven analysis to manage KPIs, capacity, and scheduling, resolve escalations for complex reviews, and partner with globally distributed stakeholders to balance credit loss and customer experience.
Location: Bengaluru
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Manager level

Key Responsibilities

  • •Manage, coach, and develop a team of in-office Credit Risk Operations Associates.
  • •Execute commercial credit underwriting frameworks to evaluate business models and financial statements.
  • •Guide the team to identify commercial credit risk and propose mitigation strategies.
  • •Drive operational delivery and process improvement to maintain credit risk tolerance and balance credit loss and customer experience.
  • •Set goals and direction, provide regular feedback, manage KPIs/capacity, and act as escalation point for complex reviews.

Key Requirements

  • •6+ years of experience with commercial credit underwriting, financial statement analysis, risk modeling, and cash flow forecasting.
  • •Transform business and financial data into a cohesive narrative outlining potential credit risks and dynamic mitigation strategies.
  • •2+ years of direct people management experience.
  • •Leadership, strong analytical abilities, and excellent communication skills.
  • •Partner effectively with internal globally distributed stakeholders.
Experience:6+ yearsCommercial credit underwritingRisk modelingFinancial statement analysisCash flow forecastingFintechPaymentsE-commerce
Education:
Skills:LeadershipAnalytical abilitiesCommunicationProcess improvementStakeholder partnership
Languages:English

Company Brief

Stripe
Provides payment processing APIs and financial infrastructure for internet businesses. Powers online payments for millions of companies from startups to Fortune 500s.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Scaleup
Valuation: Decacorn (USD 10B+)
Funding: Series E+
Headquarters: San Francisco, United States
Founded: 2010
Glassdoor
Glassdoor: 4.2
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