Home Equity Senior Underwriter

Underwrite complicated new HELOC (Home Equity Line of Credit) applications for the Wealth Team, rendering quality credit decisions using consumer lending credit policy and regulatory guidelines. Review and validate required documentation, analyze POI including personal and business tax returns/K-1s to verify income and ability to repay, assess counteroffer opportunities, and maintain productivity while meeting credit quality standards and mitigating organization risk through sound judgment and clear documentation.