Consumer Financing Product Lead - Global Payment

ByteDance
Singapore
Workplace: OnsiteFull timeFunction: Product ManagementExperience: 5+ yearsSkills: ["Communication","Collaboration","Cross-functional influencing","Data-driven decision-making","Ownership"]

Own the strategy, roadmap, and end-to-end lifecycle of Cashloan or BNPL products within a cross-border payments platform. Use market, customer, and operational data to drive growth and monetization decisions, while balancing credit risk, cost, and user experience with risk and treasury partners. Lead integrations with payment and funding partners, define KPIs and dashboards with analytics, and continuously adapt to industry trends and regulatory requirements.

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FursaFursa
ByteDance
ByteDance
1 month ago

Consumer Financing Product Lead - Global Payment

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 30 days agoStatus: Live
Reposted: similar role first listed 1 month ago

Job Summary

Own the strategy, roadmap, and end-to-end lifecycle of Cashloan or BNPL products within a cross-border payments platform. Use market, customer, and operational data to drive growth and monetization decisions, while balancing credit risk, cost, and user experience with risk and treasury partners. Lead integrations with payment and funding partners, define KPIs and dashboards with analytics, and continuously adapt to industry trends and regulatory requirements.
Location: Singapore
Workplace: Onsite
Employment Type: Full time
Job Function: Product Management
Seniority: Director level

Key Responsibilities

  • •Own the overall strategy and roadmap for Cashloan or BNPL products, defining mid-to-long-term direction and growth targets.
  • •Analyze market trends, customer behavior, and operational data to identify growth and monetization opportunities and translate them into product priorities.
  • •Develop expertise in credit risk management and partner with risk and treasury/funding teams to make trade-offs across risk, cost, growth, and user experience.
  • •Lead solution design and integration with payment and funding partners to ensure seamless user experience, robust transaction flows, and regulatory adherence.
  • •Own end-to-end product lifecycle from definition and launch through operational optimization; partner with analytics on KPIs and dashboards.

Key Requirements

  • •Bachelor’s degree or above and 5+ years in product management with payments, BNPL, cash loan, or internet/consumer finance experience.
  • •Proven track record as a Product Owner/Product Lead, driving products from 0 to 1 or through significant scale.
  • •Strong commercial acumen with an understanding of lending operations and risk management; ability to collaborate with risk and treasury/funding teams.
  • •Strong analytical skills and experience making data-driven decisions to define priorities.
  • •Excellent communication and cross-functional influencing skills to align stakeholders and drive execution; high ownership mindset.
Experience:5+ yearsPaymentsBNPLCash loanConsumer finance
Education:
Skills:CommunicationCollaborationCross-functional influencingData-driven decision-makingOwnership

Company Brief

ByteDance
Develops consumer internet and content platforms, including TikTok and other apps for short-form video, news, and entertainment. It also builds advertising, commerce, and creator tools that connect audiences, brands, and publishers across global markets.
Industry: Digital Media
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Established Company
Headquarters: Beijing, China
Founded: 2012
WebsiteLinkedIn