Business Banking Underwriter IV

Huntington Bancshares
Indianapolis, Alabama, Detroit, Mississippi, Charlotte, Dallas, Columbus, Florida, Houston, Ohio
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 7+ yearsEducation: bachelorsSkills: ["Credit decisioning","Risk assessment","Customer service","Written and verbal communication","Organizational skills"]

Underwrite Business Banking loans by reviewing complex financial and credit applications to determine credit worthiness and compliance with bank lending policy. Manage an individual pipeline, make sound credit decisions for exposures typically up to $10MM, and exercise single-approval authority up to $4MM. Assess borrower risk, support business banking production goals, and mentor newer hires while collaborating with credit and segment risk teams.

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Huntington Bancshares
Huntington Bancshares
2 days ago

Business Banking Underwriter IV

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Last checked: 10 hours agoStatus: Live

Job Summary

Underwrite Business Banking loans by reviewing complex financial and credit applications to determine credit worthiness and compliance with bank lending policy. Manage an individual pipeline, make sound credit decisions for exposures typically up to $10MM, and exercise single-approval authority up to $4MM. Assess borrower risk, support business banking production goals, and mentor newer hires while collaborating with credit and segment risk teams.
Location: Indianapolis, Alabama, Detroit, Mississippi, Charlotte, Dallas, Columbus, Florida, Houston, Ohio
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Maintain an individual pipeline to support Business Banking production.
  • •Review financial and credit application information to make credit decisions for complex structures and exposures up to $10MM.
  • •Appropriately assess borrower risk profile and use single approval authority up to $4MM.
  • •Assist with training and mentoring new hires and provide support across UWI, UW II & UW III job families as needed.
  • •Collaborate with credit and segment risk teams to meet or exceed department goals. Act as primary backup for the manager as needed.

Key Requirements

  • •Bachelor's degree.
  • •7+ years' experience with business or commercial underwriting in a centralized lending environment.
  • •Ability to underwrite credit exposures in excess of $4MM.
  • •Previous authority to underwrite and decision credits without additional signers.
  • •Proficient use of Microsoft Office and other internet resources.
Experience:7+ yearsCommercial lendingBusiness lendingCentralized lendingCredit underwriting
Education:Bachelor's
Skills:Credit decisioningRisk assessmentCustomer serviceWritten and verbal communicationOrganizational skills
Tech Stack:Microsoft Office

Company Brief

Huntington Bancshares
Regional bank holding company providing commercial and consumer banking, payments, wealth management, and lending services across the Midwestern and select other U.S. markets. It serves individuals, small businesses, and corporate clients through branches and digital channels.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Columbus, United States
Founded: 1866
WebsiteLinkedIn