Credit Risk Operations Associate

Stripe
Bengaluru
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 2+ yearsSkills: ["Analytical thinking","Problem solving","Process orientation","Cross-team collaboration","Humility"]

Join Stripe’s new Credit Risk Operations team supporting underwriting for small and mid-size businesses. You’ll evaluate merchants’ business models and financial statements, assess credit risks across industries and geographies, and recommend loss mitigation actions. Using analytics and cash-flow forecasting, you’ll optimize portfolio strategies, identify risk trends, flag gaps in policies and systems, and partner with global operations specialists to improve workflows and enable Stripe’s growth.

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Stripe
Stripe
10 hours ago

Credit Risk Operations Associate

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Last checked: 3 hours agoStatus: Live

Job Summary

Join Stripe’s new Credit Risk Operations team supporting underwriting for small and mid-size businesses. You’ll evaluate merchants’ business models and financial statements, assess credit risks across industries and geographies, and recommend loss mitigation actions. Using analytics and cash-flow forecasting, you’ll optimize portfolio strategies, identify risk trends, flag gaps in policies and systems, and partner with global operations specialists to improve workflows and enable Stripe’s growth.
Location: Bengaluru
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Evaluate merchants’ business models and financial statements as part of credit risk assessments.
  • •Develop a deep understanding of risk across industries, geographies, and operating models to help manage Stripe’s portfolio.
  • •Identify differing risks in complex business models and enforce appropriate loss mitigation actions based on your assessment.
  • •Use analytics to optimize strategies that can be applied across Stripe’s portfolio.
  • •Identify gaps in current systems, policies, and strategies, and recommend enhancements and process improvements.

Key Requirements

  • •2+ years of experience with commercial credit underwriting, financial risk modeling, and cash flow forecasting.
  • •Ability to transform business and financial data into a clear narrative outlining potential credit risks.
  • •Strong accounting knowledge to evaluate financial statements and business models across industries.
  • •Analytical thinking and problem-solving skills.
  • •Process-oriented mindset with the ability to prioritize in a fast-moving environment, with cross-team collaboration.
Experience:2+ yearsFintechPaymentsE-commerce
Education:
Skills:Analytical thinkingProblem solvingProcess orientationCross-team collaborationHumility
Languages:English

Company Brief

Stripe
Provides payment processing APIs and financial infrastructure for internet businesses. Powers online payments for millions of companies from startups to Fortune 500s.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Scaleup
Valuation: Decacorn (USD 10B+)
Funding: Series E+
Headquarters: San Francisco, United States
Founded: 2010
Glassdoor
Glassdoor: 4.2
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