VP, Portfolio Relationship Manager, Construction & LIHTC Loans

Banc of California
San Diego
Workplace: OnsiteFull timeFunction: Customer Success & Account ManagementExperience: 5+ yearsEducation: bachelorsSkills: ["Organizational skills","Time management","Communication","Analytical writing","Presentation skills","Coaching","Independent judgment"]

Own credit analysis and portfolio relationship management for middle-market business clients, providing financial, credit, and trend analysis that supports delivery of lending products. Monitor credit relationships for covenant compliance, collateral protection, and credit deterioration; conduct regular loan and risk reviews, and recommend credit decisions to Credit Administration. Serve as the primary credit point of contact, review complex loan documentation, and collaborate with Loan Servicing to process advances and reporting while coaching team members.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
Banc of California
Banc of California
3 days ago

VP, Portfolio Relationship Manager, Construction & LIHTC Loans

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 4 hours agoStatus: Live

Job Summary

Own credit analysis and portfolio relationship management for middle-market business clients, providing financial, credit, and trend analysis that supports delivery of lending products. Monitor credit relationships for covenant compliance, collateral protection, and credit deterioration; conduct regular loan and risk reviews, and recommend credit decisions to Credit Administration. Serve as the primary credit point of contact, review complex loan documentation, and collaborate with Loan Servicing to process advances and reporting while coaching team members.
Location: San Diego
Workplace: Onsite
Employment Type: Full time
Job Function: Customer Success & Account Management
Seniority: Sr. Director level

Key Responsibilities

  • •Provide financial, credit, and trend analysis to support credit products and services for middle-market clients and prospects.
  • •Monitor assigned credit relationships for covenant compliance, collateral monitoring, and credit deterioration; conduct regular reviews and identify risk rating changes.
  • •Act as the primary credit point of contact for borrowers and independently structure and evaluate credit requests.
  • •Review and interpret loan agreements, guarantees, and other credit documentation; review, approve, and process loan advance requests with Loan Servicing.
  • •Prepare quarterly risk reviews and portfolio assessments, evaluate borrower requests, and manage analysis and credit recommendations for classified (non workout) loans while coaching team members.

Pay and Benefits

Perks:401kHealth InsuranceDentalVisionHsaFsaPaid ParentalPaid LeaveLife Insurance

Key Requirements

  • •Bachelor's degree in accounting, finance, economics, or a related field, and/or 5+ years of relevant lending or portfolio management experience.
  • •Strong working knowledge of real estate lending, with preference for construction and bridge experience.
  • •Solid understanding of commercial lending fundamentals, including cash flow analysis, financial analysis, and loan structuring.
  • •Strong working knowledge of bank credit policies, portfolio management practices, and risk management standards.
  • •Ability to interpret and work with complex loan documentation and collateral perfection requirements.
Experience:5+ yearsReal estate lendingConstructionCommercial lendingPortfolio managementCredit analysis
Education:Bachelor's in accounting, finance, economics, or a related field
Skills:Organizational skillsTime managementCommunicationAnalytical writingPresentation skillsCoachingIndependent judgment
Tech Stack:Microsoft OfficeWordExcelPowerPointOutlook

Company Brief

Banc of California
Provides commercial and business banking services including deposits, lending, treasury management, and specialty financing for small and middle-market businesses, entrepreneurs, and real estate clients through its U.S. banking operations.
Industry: Corporate Banking
Company Size: Enterprise (1,001+ employees)
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Los Angeles, United States
Founded: 1941
WebsiteLinkedIn