Small Business Credit Card Portfolio Risk Manager

U.S. Bancorp
Pennsylvania, Atlanta, Fargo, Minneapolis, Charlotte
Workplace: HybridFull timeUSD 105,400 - 124,000 annuallyFunction: Legal, Risk & ComplianceEducation: bachelorsSkills: ["Analytical skills","Process facilitation","Project management","Presentation skills","Data-driven decision making"]

Manage underwriting strategies for the small business credit card portfolio by analyzing large historical datasets to improve risk mitigation and identify growth opportunities. Build segmentation tools and decisioning approaches, forecast strategy financial impact, and track performance versus plan. Partner with bureaus and internal teams to improve data sources and decisioning stability, and use Python/SAS/SQL plus Power BI, Excel, and reporting tools to automate tracking and communicate results to senior leaders.

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FursaFursa
U.S. Bancorp
U.S. Bancorp
1 day ago

Small Business Credit Card Portfolio Risk Manager

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Source: Company careers pageValidated by: Fursa AI
Last checked: 5 hours agoStatus: Live

Job Summary

Manage underwriting strategies for the small business credit card portfolio by analyzing large historical datasets to improve risk mitigation and identify growth opportunities. Build segmentation tools and decisioning approaches, forecast strategy financial impact, and track performance versus plan. Partner with bureaus and internal teams to improve data sources and decisioning stability, and use Python/SAS/SQL plus Power BI, Excel, and reporting tools to automate tracking and communicate results to senior leaders.
Location: Pennsylvania, Atlanta, Fargo, Minneapolis, Charlotte
Workplace: Hybrid
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Manager level

Key Responsibilities

  • •Own underwriting strategies for the small business credit card portfolio, using historical data to improve risk mitigation and growth opportunities.
  • •Develop tools, segmentations, and strategies to optimize financial impact; forecast strategy financial results and track actuals vs forecast.
  • •Query large datasets and perform segmentation and decision tree analysis to identify patterns in credit card financial data.
  • •Improve data sources and tools for strategy improvement by working with consumer and commercial bureaus.
  • •Create and automate tracking and reporting for senior management using Power BI, and validate decisioning system execution and driver stability.

Pay and Benefits

Salary: USD 105,400 - 124,000 annually
Perks:Health InsuranceDentalVisionLife InsuranceLong-term Disability401kRetirementPaid LeaveParental LeaveAdoption Assistance

Key Requirements

  • •Bachelor's degree or equivalent work experience.
  • •Five to seven years of related experience.
  • •Strong analytical skills to analyze models, tools, trends, and patterns.
  • •Expertise using tools such as Python, SAS, SAS EG, or SQL Plus to pull and analyze large datasets.
  • •In-depth understanding of credit card risk management with a focus on line management.
Experience:Credit card risk managementSmall business
Education:Bachelor's
Skills:Analytical skillsProcess facilitationProject managementPresentation skillsData-driven decision making
Tech Stack:SASSQLPythonSAS EGSQL PlusPower BIExcelPowerPoint

Company Brief

U.S. Bancorp
U.S. Bancorp is the parent company of U.S. Bank, providing consumer, business, and institutional banking services including lending, payments, treasury management, wealth management, and merchant solutions across the United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Minneapolis, United States
Founded: 1863
Glassdoor
Glassdoor: 3.8
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