Mortgage Loan Processor (Full Time) - Richardson, TX

Prosperity Bancshares
United States
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 1-2 yearsEducation: high_schoolSkills: ["Verbal communication","Public relations","Typing","Basic math","Organization","Problem resolution","Customer communication"]

Provide administrative support across all phases of mortgage loan processing. Review new applications, collect and verify applicant information, order appraisals, credit/title reports, and coordinate required third-party documentation for underwriting and closing. Resolve issues such as missing items, credit report problems, low appraisals or debt ratios, and communicate loan status and requirements to buyers, sellers, realtors, and the title company using Encompass.

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Prosperity Bancshares
Prosperity Bancshares
1 day ago

Mortgage Loan Processor (Full Time) - Richardson, TX

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Source: Company careers pageValidated by: Fursa AI
Last checked: 11 hours agoStatus: Live

Job Summary

Provide administrative support across all phases of mortgage loan processing. Review new applications, collect and verify applicant information, order appraisals, credit/title reports, and coordinate required third-party documentation for underwriting and closing. Resolve issues such as missing items, credit report problems, low appraisals or debt ratios, and communicate loan status and requirements to buyers, sellers, realtors, and the title company using Encompass.
Location: United States
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Entry level

Key Responsibilities

  • •Provide administrative support for all phases of mortgage loan activities.
  • •Review loan applications for completeness and accuracy; clarify missing or questionable information and follow up on outstanding documents.
  • •Order appraisals, credit reports, and title reports; obtain verification of employment and reconcile salary, assets, and liabilities.
  • •Resolve loan application problems, including credit report issues, low appraisals, low salary levels, and high debt ratios; submit loans for final approval.
  • •Prepare files for closing by ensuring third-party information is uploaded in Encompass (appraisal, flood determination, title commitment, and insurance records) and communicate loan status to involved parties.

Key Requirements

  • •High school graduate or equivalent education/certification.
  • •Understanding of mortgage loan processing functions including FHA, VA, and Conventional Mortgage Lending.
  • •1 to 2 years of related mortgage experience.
  • •Encompass software preferred.
  • •Good verbal and public relations skills, strong typing and basic math skills, and ability to use related computer applications.
Experience:1-2 yearsMortgage lending
Education:High School
Skills:Verbal communicationPublic relationsTypingBasic mathOrganizationProblem resolutionCustomer communication
Tech Stack:Encompass

Company Brief

Prosperity Bancshares
Operates Prosperity Bank, a Texas-based regional banking franchise offering commercial and consumer banking services, lending, treasury management, and wealth-related solutions through a network of branches across Texas and Oklahoma.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Houston, United States
Founded: 1983
WebsiteLinkedIn