Credit Analyst - German speaking

iwoca
London
Workplace: HybridFull timeGBP 45,000 - 60,000 annuallyFunction: Banking, Lending & CreditSkills: ["Communication","Analytical thinking","Problem-solving","Teamwork","Adaptability"]

Assess credit applications for SMEs using diverse data sources and our platform to make fast, fair, and accurate decisions. Work with analytics teams to optimise lending approaches, maintain autonomy as you gain knowledge, and support colleagues on complex decisions in a data-driven credit function.

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iwoca
iwoca
1 year ago

Credit Analyst - German speaking

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Last checked: 58 minutes agoStatus: Live

Job Summary

Assess credit applications for SMEs using diverse data sources and our platform to make fast, fair, and accurate decisions. Work with analytics teams to optimise lending approaches, maintain autonomy as you gain knowledge, and support colleagues on complex decisions in a data-driven credit function.
Location: London
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit

Key Responsibilities

  • •Assess credit applications using experience, data sources, and the tech platform to make fast, fair, and accurate decisions.
  • •Enjoy autonomy in decisioning, with scope increasing as you build knowledge of systems and processes.
  • •Support other analysts on larger and more complex decisions as a key part of the workflow.
  • •Work with analytics teams to optimise lending approaches and adapt your own methods accordingly.
  • •Communicate findings and decisions clearly to stakeholders across cross-functional initiatives.

Pay and Benefits

Salary: GBP 45,000 - 60,000 annually
Perks:Flexible HoursHealth InsurancePensionEquityLearning BudgetSabbaticalCompany RetreatsPrivate Gp

Key Requirements

  • •Demonstrates curiosity to use and learn more about AI tools and explain the reasoning behind their use in practical problem solving.
  • •Smart, humble and motivated with a drive to improve.
  • •Experience in commercial loan underwriting, credit sanctioning or credit analysis within the SME sector in Germany.
  • •Strong business acumen and understanding of risk and revenue drivers that influence creditworthiness.
  • •Strong German language skills at C2 or native level is a must.
Experience:FintechFinance
Skills:CommunicationAnalytical thinkingProblem-solvingTeamworkAdaptability
Languages:GermanEnglish
Tech Stack:AI

Company Brief

iwoca
iwoca provides fast, tech-driven credit and working capital solutions for small and medium-sized enterprises in the UK and Germany, using automated underwriting and partner integrations to deliver loans, invoice finance and payment products.
Industry: Lending
Company Size: Large (251 to 1,000 employees)
Revenue: USD 100M to 250M
Growth: Scaleup
Headquarters: London, United Kingdom
Founded: 2011
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Glassdoor: 4.6
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