Credit Underwriter Sr - Inventory Finance

Huntington Bancshares
Illinois, Atlanta, Houston, Ohio, Alabama, Detroit, Michigan, Mississippi, Charlotte, Minnesota, Cincinnati, Texas, Cleveland
Workplace: OnsiteFull timeUSD 57,000 - 124,000 annuallyFunction: Banking, Lending & CreditEducation: bachelorsSkills: ["Detail oriented","Analytical thinking","Written communication","Verbal communication","Presentation skills"]

Analyze and monitor the creditworthiness of assigned customers and accounts, underwriting and recommending/approving loans within established guidelines. Spread multi-year financial statements and tax returns (using Moody’s software) to perform ratio/trend and cash-flow analysis, including collateral review and KYC information gathering. Research industry risks, monitor delinquency and repossessions, conduct annual follow-ups, and present recommendations to the loan committee.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
Huntington Bancshares
Huntington Bancshares
1 month ago

Credit Underwriter Sr - Inventory Finance

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 4 hours agoStatus: Live

Job Summary

Analyze and monitor the creditworthiness of assigned customers and accounts, underwriting and recommending/approving loans within established guidelines. Spread multi-year financial statements and tax returns (using Moody’s software) to perform ratio/trend and cash-flow analysis, including collateral review and KYC information gathering. Research industry risks, monitor delinquency and repossessions, conduct annual follow-ups, and present recommendations to the loan committee.
Location: Illinois, Atlanta, Houston, Ohio, Alabama, Detroit, Michigan, Mississippi, Charlotte, Minnesota, Cincinnati, Texas, Cleveland
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Underwrite credit narratives for new and existing loans, including application, financial statement, balance sheet, and D&B report review.
  • •Spread business financial statements and tax returns using Moody’s software to analyze multi-year trends and ratios.
  • •Perform cash flow from operations analysis to identify recurring and non-recurring cash sources.
  • •Conduct collateral analysis (accounts receivable, inventory, real estate, investments) and run credit reports with KYC information.
  • •Present written loan recommendations to the loan committee and communicate decisions; monitor delinquency and follow up on annual financial statements.

Pay and Benefits

Salary: USD 57,000 - 124,000 annually
Perks:Health InsuranceWellness StipendLife InsuranceDisability InsuranceRetirement SavingsPaid LeavePaid Holidays

Key Requirements

  • •Bachelor’s degree in Finance, Accounting, Business or related field.
  • •3+ years of wholesale/commercial credit underwriting experience.
  • •Master’s degree (preferred).
  • •Detail oriented with ability to analyze cash flow and leverage; preferred experience with deal sizes ranging from $2MM to $10MM.
  • •Strong written/verbal communication and presentation skills; ability to make sound business judgments while protecting the bank’s interests.
Experience:Commercial lendingWholesale credit underwriting
Education:Bachelor's in Finance, Accounting, Business or related field
Skills:Detail orientedAnalytical thinkingWritten communicationVerbal communicationPresentation skills
Tech Stack:Moody's software

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Huntington Bancshares
Regional bank holding company providing commercial and consumer banking, payments, wealth management, and lending services across the Midwestern and select other U.S. markets. It serves individuals, small businesses, and corporate clients through branches and digital channels.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Columbus, United States
Founded: 1866
WebsiteLinkedIn