Commercial Credit Underwriter (Full Time) - TP Castle Hills

Prosperity Bancshares
San Antonio
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditEducation: bachelorsSkills: ["Planning and organizational skills","Independent work","Confidentiality","Written communication","Verbal communication"]

Perform quantitative and qualitative credit analysis and underwriting for commercial loan requests. Partner with commercial lending officers to assess risk for new and existing client relationships and help structure loans to mitigate those risks. Prepare written credit memorandums and presentations summarizing loan opportunities, risks, and recommended structures, with minimal turnaround time. Identify high-risk credit situations and take appropriate action to protect the bank.

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Prosperity Bancshares
Prosperity Bancshares
2 hours ago

Commercial Credit Underwriter (Full Time) - TP Castle Hills

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Source: Company careers pageValidated by: Fursa AI
Last checked: 2 hours agoStatus: Live
Reposted: similar role first listed 1 month ago

Job Summary

Perform quantitative and qualitative credit analysis and underwriting for commercial loan requests. Partner with commercial lending officers to assess risk for new and existing client relationships and help structure loans to mitigate those risks. Prepare written credit memorandums and presentations summarizing loan opportunities, risks, and recommended structures, with minimal turnaround time. Identify high-risk credit situations and take appropriate action to protect the bank.
Location: San Antonio
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit

Key Responsibilities

  • •Analyze client financial statements, spreads, ratios, and broader industry/economic risks affecting repayment.
  • •Review credit issues and obtain additional information, including outside calls as required.
  • •Prepare credit memorandums summarizing lending opportunities, risks, and proposed loan structures.
  • •Explain how loan structures mitigate identified risks.
  • •Identify high-risk credit situations and take appropriate action to protect the bank.

Key Requirements

  • •College degree in business or equivalent; coursework should include accounting, finance, and financial statement analysis.
  • •Proficient in Microsoft Word, Excel, and PowerPoint.
  • •Ability to read, analyze, and interpret financial statements, industry data, and customer profiles.
  • •Ability to apply trends, percentages, ratios, and proportions; create and interpret financial projections from data.
  • •Strong written and verbal communication skills, planning/organization, and ability to work independently while maintaining confidentiality.
Experience:BankingCommercial lendingCredit underwriting
Education:Bachelor's in Accounting, Finance
Skills:Planning and organizational skillsIndependent workConfidentialityWritten communicationVerbal communication
Tech Stack:Microsoft WordMicrosoft ExcelMicrosoft PowerPoint

Company Brief

Prosperity Bancshares
Operates Prosperity Bank, a Texas-based regional banking franchise offering commercial and consumer banking services, lending, treasury management, and wealth-related solutions through a network of branches across Texas and Oklahoma.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Houston, United States
Founded: 1983
WebsiteLinkedIn