Small Business Banking Credit Oversight Lead

Drive independent second-line oversight of the bank’s small business credit portfolio across originations, underwriting, servicing, and collections. Independently assess and challenge credit strategies, pricing, underwriting standards, and new products using data-driven analysis. Monitor portfolio health and KRIs to flag areas needing executive intervention, lead portfolio-level risk assessments for emerging threats, and advise senior leadership and oversight committees while refining risk monitoring and reporting. Serve as an SME during regulatory examinations and internal risk audits.