Credit Utility Analyst Senior

Fifth Third Bancorp
Ohio
Workplace: RemoteFull timeUSD 61,200 - 125,500 annuallyFunction: Banking, Lending & CreditExperience: 2+ yearsEducation: bachelorsSkills: ["Attention to detail","Ability to work independently","Time management","Interpersonal skills","Verbal and written communication"]

Independently spread and analyze commercial customer and prospect financial statements for the central credit utility, ensuring consistency and accuracy for credit decisioning and risk evaluation. Partner with portfolio and relationship managers using accounting and basic credit underwriting knowledge, serve as a subject-matter expert on industry nuances, and assist with monitoring and reviews/renewals of a loan portfolio. Support special projects and central credit utility leadership.

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Fifth Third Bancorp
Fifth Third Bancorp
2 days ago

Credit Utility Analyst Senior

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Source: Company careers pageValidated by: Fursa AI
Last checked: 11 hours agoStatus: Live

Job Summary

Independently spread and analyze commercial customer and prospect financial statements for the central credit utility, ensuring consistency and accuracy for credit decisioning and risk evaluation. Partner with portfolio and relationship managers using accounting and basic credit underwriting knowledge, serve as a subject-matter expert on industry nuances, and assist with monitoring and reviews/renewals of a loan portfolio. Support special projects and central credit utility leadership.
Location: Ohio
Workplace: Remote
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Independently spread commercial customer and prospect financial statements of medium to high complexity in accordance with guidelines for consistency and accuracy.
  • •Communicate with portfolio and relationship managers on spreading guidelines, financial reporting requirements, and financial covenants.
  • •Serve as a subject-matter expert on industry nuances and their impact on financial reporting and probability of default ratings.
  • •Assist in monitoring and assessing risk by executing assigned reviews and renewals for the CCU loan portfolio according to policy.
  • •Support special projects and provide portfolio manager administrative and central credit utility leadership support as needed.

Pay and Benefits

Salary: USD 61,200 - 125,500 annually

Key Requirements

  • •Bachelor's degree in accounting, finance, or economics preferred (or equivalent experience).
  • •2+ years of commercial credit or equivalent experience.
  • •Experience spreading financial statements across multiple categories (e.g., commercial & industrial, personal financial statements, tax returns, commercial real estate, dealer floor plan, and specialty industries).
  • •Proficiency with Microsoft Word and Excel.
  • •Knowledge of internal and vendor-supported credit/risk tools (CCAS, ACE, AFS; Moody's Risk Analyst; Crowe Navigator preferred).
Experience:2+ yearsCommercial creditRisk assessmentCredit underwriting
Education:Bachelor's
Skills:Attention to detailAbility to work independentlyTime managementInterpersonal skillsVerbal and written communication
Tech Stack:Microsoft WordExcelCCASACEAFSMoody's Risk AnalystCrowe Navigator

Company Brief

Fifth Third Bancorp
Fifth Third Bancorp is a diversified bank holding company offering consumer, commercial, and wealth management services. Through its banking subsidiaries, it provides deposits, lending, treasury management, payments, and investment solutions across the Midwest and Southeast.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Cincinnati, United States
Founded: 1858
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