Branch Sales Executive - Sharjah and NE Region (Outsource)

Abu Dhabi Islamic Bank
United Arab Emirates
Full timeFunction: SalesSkills: ["Sales","Customer service","Communication","Confidentiality"]

Source new to bank Personal Finance products for the target market and build relationships with local businesses to achieve or exceed sales targets. Maintain daily sales reporting (DSR) for visited customers and company visits, ensure accurate credit applications, and navigate the approval process within ADIB policies. Deliver prompt service, safeguard data confidentiality, and support promotions and cross-selling of banking products.

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FursaFursa
Abu Dhabi Islamic Bank
Abu Dhabi Islamic Bank
7 months ago

Branch Sales Executive - Sharjah and NE Region (Outsource)

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Source: Company careers pageValidated by: Fursa AI
Last checked: 6 hours agoStatus: Live

Job Summary

Source new to bank Personal Finance products for the target market and build relationships with local businesses to achieve or exceed sales targets. Maintain daily sales reporting (DSR) for visited customers and company visits, ensure accurate credit applications, and navigate the approval process within ADIB policies. Deliver prompt service, safeguard data confidentiality, and support promotions and cross-selling of banking products.
Location: United Arab Emirates
Employment Type: Full time
Job Function: Sales

Key Responsibilities

  • •To source New to Bank Personal Finance product to the specified target segment and achieve or exceed the assigned target.
  • •To prepare & maintain DSR (Daily Sales Report) for the entire visited customers & company visits.
  • •Create and maintain good relationship with all the business entities / individuals where the business sourced.
  • •To visit potential companies / institutions, to finalize business deals within the targeted turnaround time based on ADIB policy & procedure and give feedback to RSS.
  • •Full awareness on product knowledge and implementing them at all times.
  • •Deliver a timely prompt service to the Customers.
  • •Adhere with stipulated office timing, follow strictly, secrecy norms, maintain data confidentiality & be presentable.
  • •DSR should be submitted to the respective Branch Manager by end of day with complete details.
  • •The above will be observed and non-compliance will be escalated.
  • •Prepare and review Standard Credit Application and ensure all information provided are accurate and ensure authenticity of the critical documents (i.e., Cheque, Copies of: Bank Statement, Passport, Emirates ID, Salary certificate etc.) prior sending to PU for processing.
  • •To ensure that all applications submitted are error free and rectify the error in case of any.
  • •Follow the approval process and escalate the delay to BM/OSM, if any.
  • •Execute Murabaha contract with the customer representing ADIB, and prepare the file as per the check list, forward card allocation for card issuance through the coordinators within 24 hours of completing signing formalities with customer.
  • •Check the PF disbursement and notify the BM/OSM in case of delay at Card center end.
  • •To maintain a good rapport with Inter-department / peers by ensuring a smooth flow of business.
  • •To participate in activities assigned by your BM/OSM /line manager during promotions.
  • •Initiate cross-sell other banking products on best efforts basis (when required).
  • •Escalate customer complaints to the supervisor level immediately, if any.
  • •Broad knowledge of ADIB’s PF and other RBG products & services.
  • •Fair knowledge of service standards, Sales skills and Computer skills.
  • •Good Knowledge of UAE banking practices, regulations & risks.
  • •Thorough Knowledge of all the Regulations issued by Central Bank of UAE
  • •General awareness of competitors in the local market.

Key Requirements

  • •To source New to Bank Personal Finance product to the specified target segment and achieve or exceed the assigned target.
  • •To prepare & maintain DSR (Daily Sales Report) for the entire visited customers & company visits.
  • •Create and maintain good relationship with all the business entities / individuals where the business sourced.
  • •To visit potential companies / institutions, to finalize business deals within the targeted turnaround time based on ADIB policy & procedure and give feedback to RSS.
  • •Full awareness on product knowledge and implementing them at all times.
  • •Deliver a timely prompt service to the Customers.
  • •Adhere with stipulated office timing, follow strictly, secrecy norms, maintain data confidentiality & be presentable.
  • •DSR should be submitted to the respective Branch Manager by end of day with complete details.
  • •The above will be observed and non-compliance will be escalated.
  • •Prepare and review Standard Credit Application and ensure all information provided are accurate and ensure authenticity of the critical documents (i.e., Cheque, Copies of: Bank Statement, Passport, Emirates ID, Salary certificate etc.) prior sending to PU for processing.
  • •To ensure that all applications submitted are error free and rectify the error in case of any.
  • •Follow the approval process and escalate the delay to BM/OSM, if any.
  • •Execute Murabaha contract with the customer representing ADIB, and prepare the file as per the check list, forward card allocation for card issuance through the coordinators within 24 hours of completing signing formalities with customer.
  • •Check the PF disbursement and notify the BM/OSM in case of delay at Card center end.
  • •To maintain a good rapport with Inter-department / peers by ensuring a smooth flow of business.
  • •To participate in activities assigned by your BM/OSM /line manager during promotions.
  • •Initiate cross-sell other banking products on best efforts basis (when required).
  • •Escalate customer complaints to the supervisor level immediately, if any.
  • •Broad knowledge of ADIB’s PF and other RBG products & services.
  • •Fair knowledge of service standards, Sales skills and Computer skills.
  • •Good Knowledge of UAE banking practices, regulations & risks.
  • •Thorough Knowledge of all the Regulations issued by Central Bank of UAE
  • •General awareness of competitors in the local market.
Experience:Banking
Skills:SalesCustomer serviceCommunicationConfidentiality

Company Brief

Abu Dhabi Islamic Bank
Abu Dhabi Islamic Bank (ADIB) is a public Islamic bank providing retail, corporate, wealth and investment banking services across the UAE and international markets, offering Sharia-compliant financial products and digital banking solutions.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Abu Dhabi, United Arab Emirates
Founded: 1997
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