Senior Counsel - Deposit & Bank Operations

Western Alliance Bancorp
Phoenix, Arizona
Workplace: OnsiteFull timeFunction: Legal, Risk & ComplianceExperience: 5+ yearsEducation: professionalSkills: ["Communication","Legal research","Legal risk assessment","Collaboration","Drafting"]

Provide strategic legal counsel for the Bank’s Deposit & Bank Operations practice group. Advise business leaders on consumer lending and mortgage origination/servicing compliance, risk management, legal process, and regulatory obligations (including TILA/Reg Z, RESPA/Reg X, ECOA/Reg B, Fair Housing, and more). Draft and negotiate complex agreements and customer-facing documents, support transactions and examinations/audits, and partner across Legal and cross-functional teams on product and third-party initiatives.

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FursaFursa
Western Alliance Bancorp
Western Alliance Bancorp
4 days ago

Senior Counsel - Deposit & Bank Operations

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Last checked: 5 hours agoStatus: Live

Job Summary

Provide strategic legal counsel for the Bank’s Deposit & Bank Operations practice group. Advise business leaders on consumer lending and mortgage origination/servicing compliance, risk management, legal process, and regulatory obligations (including TILA/Reg Z, RESPA/Reg X, ECOA/Reg B, Fair Housing, and more). Draft and negotiate complex agreements and customer-facing documents, support transactions and examinations/audits, and partner across Legal and cross-functional teams on product and third-party initiatives.
Location: Phoenix, Arizona
Workplace: Onsite
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Mid level

Key Responsibilities

  • •Advise business lines on compliance with laws and regulations applicable to deposit and bank operations, consumer lending, mortgage origination/servicing, payments, cash management, legal process, and related customer or third-party matters, including providing legal updates and compliance support.
  • •Provide legal support for diligence, drafting, negotiation, and legal risk assessment on practice-specific transactions and agreements, including bank agreements, forms, customer documents, and third-party service provider and technology partner agreements.
  • •Support implementation of policies and satisfaction of applicable legal and regulatory requirements by collaborating with compliance, risk, product, operations, and other internal partners on examinations, audits, and enterprise risk initiatives.
  • •Partner with other Counsel and cross-functional stakeholders on business transactions, operational issues, product development initiatives, disputes, and projects; perform legal research as assigned and support outside counsel engagements as appropriate.
  • •Provide practice-specific legal support for payment services and platforms, cash management products, remote deposit capture, sweep products, online banking, payment optimization, and API banking initiatives.

Pay and Benefits

Perks:Health InsuranceDental401kTuition AssistanceEmployee VolunteerWellness StipendEquity

Key Requirements

  • •5+ years of related legal experience, preferably supporting financial institutions and consumer lending, mortgage origination or servicing, payments, cash management, regulatory compliance, or related commercial banking products/services.
  • •Juris Doctor (JD) degree required and active license to practice law in Arizona or another U.S. jurisdiction.
  • •Intermediate to advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management, payment services, cash management products, and/or consumer lending and mortgage origination/servicing.
  • •Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations, including consumer compliance and bank regulatory requirements such as TILA/Regulation Z, RESPA/Regulation X, ECOA/Regulation B, Fair Housing/Banking, HMDA, FDCPA, SCRA, MLA, SAFE Act, UDAP/UDAAP, flood insurance, and state consumer lending/mortgage laws and licensing requirements.
  • •Intermediate to advanced ability to draft, review, negotiate, and advise on bank agreements, forms, customer documents, third-party agreements, technology partner agreements, and other commercial contracts.
Experience:5+ yearsFinancial servicesBankingConsumer lendingMortgage servicingPaymentsRegulatory compliance
Education:Professional (JD, MD, etc.)
Skills:CommunicationLegal researchLegal risk assessmentCollaborationDrafting
Tech Stack:Microsoft Office Suite

Company Brief

Western Alliance Bancorp
Bank holding company that provides commercial banking, mortgage banking, treasury management, and specialized financial services through its Western Alliance Bank subsidiaries. Serves businesses, real estate clients, and consumers across the United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Phoenix, United States
Founded: 1994
WebsiteLinkedIn