Principal Commercial Underwriter (Full Time) - SB Greenway

Prosperity Bancshares
Anywhere
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 7+ yearsEducation: bachelorsSkills: ["Communication","Planning","Organizational skills","Confidentiality","Judgment"]

Conduct detailed credit analysis and underwriting for commercial loan requests, partnering with commercial lending officers to assess risk for new and existing client relationships. Structure loans within policy to mitigate risk, prepare in-depth credit memorandums and written presentations, and present complex opportunities to loan approval authorities. The role also provides guidance to junior analysts and helps ensure the bank is protected in high-risk credit situations.

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FursaFursa
Prosperity Bancshares
Prosperity Bancshares
1 month ago

Principal Commercial Underwriter (Full Time) - SB Greenway

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Last checked: 5 hours agoStatus: Live

Job Summary

Conduct detailed credit analysis and underwriting for commercial loan requests, partnering with commercial lending officers to assess risk for new and existing client relationships. Structure loans within policy to mitigate risk, prepare in-depth credit memorandums and written presentations, and present complex opportunities to loan approval authorities. The role also provides guidance to junior analysts and helps ensure the bank is protected in high-risk credit situations.
Location: Anywhere
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Analyze client financial statements, spreads, ratios, and relevant industry and economic risks that could affect repayment.
  • •Partner with borrowers and loan officers to review credit issues and gather additional information, including outside calls as required.
  • •Structure loans within policy to mitigate risk and prepare credit memorandums summarizing opportunities, risks, and proposed loan structures.
  • •Identify high-risk credit situations and take appropriate action to protect the bank.
  • •Mentor and provide guidance to junior analysts; present loan opportunities to loan approval authorities including the loan committee.

Key Requirements

  • •College degree in business or equivalent and 7+ years of related banking experience, or an equivalent combination of education and experience.
  • •Extensive experience underwriting business loans for commercial bank clients across a broad range of industries.
  • •Deep familiarity with regulations and industry best practices for commercial and industrial and commercial real estate loans.
  • •Proficiency in Microsoft Word, Excel, and PowerPoint.
  • •Strong ability to read and interpret financial statements and produce oral and written presentations.
Experience:7+ yearsCommercial lendingBankingUnderwritingCommercial real estate
Education:Bachelor's
Skills:CommunicationPlanningOrganizational skillsConfidentialityJudgment
Tech Stack:Microsoft WordMicrosoft ExcelMicrosoft PowerPoint

Company Brief

Prosperity Bancshares
Operates Prosperity Bank, a Texas-based regional banking franchise offering commercial and consumer banking services, lending, treasury management, and wealth-related solutions through a network of branches across Texas and Oklahoma.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Houston, United States
Founded: 1983
WebsiteLinkedIn