Data Scientist, Risk

Imprint
San Francisco, United States
Workplace: RemoteFull timeUSD 120,000 - 150,000 annuallyFunction: Strategy & Corporate DevelopmentExperience: 5+ yearsSkills: ["Communication","Stakeholder management","Problem-solving","Bias for action","Analytical thinking"]

Strategize and execute acquisition channels at Imprint at the intersection of credit risk and marketing. Own targeting criteria, channel economics, and risk-adjusted growth, partnering with policy, data science, finance, and marketing to balance portfolio quality with scalable customer acquisition across affiliates, direct mail, and digital channels.

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Imprint
Imprint
3 months ago

Data Scientist, Risk

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Job Summary

Strategize and execute acquisition channels at Imprint at the intersection of credit risk and marketing. Own targeting criteria, channel economics, and risk-adjusted growth, partnering with policy, data science, finance, and marketing to balance portfolio quality with scalable customer acquisition across affiliates, direct mail, and digital channels.
Location: San Francisco, United States
Workplace: Remote
Employment Type: Full time
Job Function: Strategy & Corporate Development

Key Responsibilities

  • •Own the credit risk strategy, underwriting parameters, and ongoing optimization of new acquisition channels, including affiliates (Credit Karma, NerdWallet, Doctor Of Credit), invitation-to-apply emails, paid social, display, direct mail, and instant prescreens
  • •Define targeting strategies and risk criteria for each channel in partnership with credit policy, risk, data science, and marketing teams, ensuring acquisition quality meets portfolio standards
  • •Partner with data science and credit risk to influence targeting models, evaluate credit performance by channel, and refine acquisition criteria based on early portfolio signals
  • •Build business cases and ROI analyses that connect application volume to credit outcomes, including approval rates, expected losses, contribution profit, LTV, CAC, and LTV-to-CAC ratios
  • •Monitor channel-level credit performance post-launch, identifying early warning signals and adjusting targeting or risk parameters as needed

Pay and Benefits

Salary: USD 120,000 - 150,000 annually
Equity and Bonus:Equity
Perks:EquityHealth InsuranceRemote WorkPaid LeaveParential LeaveLearning Budget

Key Requirements

  • •5+ years of experience in credit strategy, acquisition strategy, or risk-adjacent marketing roles, preferably in card issuers, fintech or financial services.
Experience:5+ yearsFintechFinancial servicesCredit card
Skills:CommunicationStakeholder managementProblem-solvingBias for actionAnalytical thinking
Languages:English
Tech Stack:SQLData analysisAnalytics

Company Brief

Imprint
Builds a modern co-branded financial platform that partners with consumer brands to design, launch, and operate credit, deposit, and loyalty products that drive engagement, spend, and long-term customer value.
Industry: Fintech Infrastructure
Company Size: Medium (51 to 250 employees)
Growth: Scaleup
Valuation: Unicorn (USD 1B+)
Funding: Series D
Headquarters: New York, United States
Founded: 2020
Glassdoor
Glassdoor: 3.0
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