Monzo Bank

4 weeks ago

Senior Machine Learning Manager, Borrowing

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 2 hours agoStatus: Live

Job Summary

Lead a high‑calibre ML team to shape Borrowing’s ML roadmap across UK growth, new customer segments, and EU expansion. Drive underwriting, pricing, limits, and lifecycle decisioning; improve models today while building the next generation of credit decisioning with cross‑functional partners across Credit Strategy, Product, Engineering and Validation.

Location: Cardiff, London

Workplace: Hybrid

Employment Type: Full time

Job Function: Data Science & Machine Learning

Seniority: Manager level

Key Responsibilities

•Lead and develop a high‑performing ML team focused on Borrowing across UK and EU markets, partnering with Credit Strategy, Product, Engineering, Validation, Data and Platform teams.
•Define and execute Borrowing’s ML roadmap, emphasising underwriting, pricing, limits and lifecycle decisioning, and drive faster model development through new data and feature engineering.
•Shape how advanced ML and AI create value in Borrowing and scale underwriting to new markets, with a focus on governance, tooling and rapid iteration.
•Oversee cross‑functional collaboration to align ML initiatives with business objectives and long‑term architectural decisions for credit decisioning.
•Hire and mentor ML scientists, raising the bar on model quality and delivering tangible business impact.”],
•travel_value_for_json_compatibility_prompt_ignored_for_formatting
•travel_within_field_enum_ignored_for_formatting

Pay and Benefits

Salary: GBP 138,000 - 176,000 annually

Equity and Bonus:Equity

Perks:Learning BudgetEquityRelocationRemote Work

Key Requirements

•Strong knowledge of machine learning, statistics, and decisioning systems
•Deep experience in credit risk and lending
•Experience building, deploying, and iterating credit models in production
•Experience pushing the innovation frontiers of the credit industry
•Experience leading and developing senior ML scientists

Experience:FintechCredit riskLending

Skills:LeadershipCommunicationStakeholder management

Languages:English

Tech Stack:Google Cloud PlatformBigQueryDbtPythonGoAWSPython for MLGo for backend servicesAI toolingGeminiChatGPT EnterpriseClaude Code

Eligibility

Visa:H1BGreen CardVisa sponsorship

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Monzo Bank

Monzo is a UK-based digital bank offering mobile-first current accounts, savings, business banking, and financial tools focused on transparency, low fees, and real-time money management for consumers and small businesses.

Industry: Neobanking

Company Size: Enterprise (1,001+ employees)

Growth: Scaleup

Valuation: Unicorn (USD 1B+)

Funding: Series E+

Headquarters: London, United Kingdom

Founded: 2015

Website LinkedIn

Loading job details...

Preparing the role view and application actions.

Monzo Bank

4 weeks ago

Senior Machine Learning Manager, Borrowing

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 2 hours agoStatus: Live

Job Summary

Location: Cardiff, London

Workplace: Hybrid

Employment Type: Full time

Job Function: Data Science & Machine Learning

Seniority: Manager level

Key Responsibilities

•Lead and develop a high‑performing ML team focused on Borrowing across UK and EU markets, partnering with Credit Strategy, Product, Engineering, Validation, Data and Platform teams.
•Define and execute Borrowing’s ML roadmap, emphasising underwriting, pricing, limits and lifecycle decisioning, and drive faster model development through new data and feature engineering.
•Shape how advanced ML and AI create value in Borrowing and scale underwriting to new markets, with a focus on governance, tooling and rapid iteration.
•Oversee cross‑functional collaboration to align ML initiatives with business objectives and long‑term architectural decisions for credit decisioning.
•Hire and mentor ML scientists, raising the bar on model quality and delivering tangible business impact.”],
•travel_value_for_json_compatibility_prompt_ignored_for_formatting
•travel_within_field_enum_ignored_for_formatting

Pay and Benefits

Salary: GBP 138,000 - 176,000 annually

Equity and Bonus:Equity

Perks:Learning BudgetEquityRelocationRemote Work

Key Requirements

•Strong knowledge of machine learning, statistics, and decisioning systems
•Deep experience in credit risk and lending
•Experience building, deploying, and iterating credit models in production
•Experience pushing the innovation frontiers of the credit industry
•Experience leading and developing senior ML scientists

Experience:FintechCredit riskLending

Skills:LeadershipCommunicationStakeholder management

Languages:English

Tech Stack:Google Cloud PlatformBigQueryDbtPythonGoAWSPython for MLGo for backend servicesAI toolingGeminiChatGPT EnterpriseClaude Code

Eligibility

Visa:H1BGreen CardVisa sponsorship

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Monzo Bank

Industry: Neobanking

Company Size: Enterprise (1,001+ employees)

Growth: Scaleup

Valuation: Unicorn (USD 1B+)

Funding: Series E+

Headquarters: London, United Kingdom

Founded: 2015

Website LinkedIn