Credit Operations Analyst

Stripe
Atlanta, Chicago
Full timeFunction: Business OperationsExperience: 4+ yearsSkills: ["Collaboration","Problem-solving","Process excellence","Communication","Creativity"]

Join Stripe’s Risk Operations team to execute credit operations processes, scale programs, and reduce credit risk while supporting merchant growth. Conduct in-depth credit reviews across the merchant lifecycle, triage escalations across channels, and identify risk factors and portfolio trends. Use analytics to optimize strategies, improve systems and workflows, and lead work streams on credit decisioning accuracy—partnering with engineering, strategy, sales, and vendor management.

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Stripe
Stripe
1 day ago

Credit Operations Analyst

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Source: Company careers pageValidated by: Fursa AI
Last checked: 16 hours agoStatus: Live

Job Summary

Join Stripe’s Risk Operations team to execute credit operations processes, scale programs, and reduce credit risk while supporting merchant growth. Conduct in-depth credit reviews across the merchant lifecycle, triage escalations across channels, and identify risk factors and portfolio trends. Use analytics to optimize strategies, improve systems and workflows, and lead work streams on credit decisioning accuracy—partnering with engineering, strategy, sales, and vendor management.
Location: Atlanta, Chicago
Employment Type: Full time
Job Function: Business Operations
Seniority: Mid level

Key Responsibilities

  • •Work with merchants across the venture-backed-to-institution spectrum.
  • •Complete in-depth credit reviews across the merchant lifecycle to identify credit concerns.
  • •Investigate, action, and triage escalations across multiple channels with accurate, timely responses.
  • •Own operational processes including credit reviews and urgent risk-related escalations, with strong documentation.
  • •Identify risk factors and trends, use analytics to optimize strategies, and recommend enhancements to systems, policies, and workflows.

Key Requirements

  • •4+ years of relevant experience with a solid understanding of general commercial credit principles.
  • •1+ years of experience leading risk-related projects or initiatives with cross-functional stakeholders.
  • •Experience using data to propose creative solutions to tactical and strategic problems.
  • •Creativity, a team-focused mentality, and effective problem-solving skills.
  • •Ability and desire to question the status quo and approach challenges from a user perspective while staying pragmatic and solutions oriented.
Experience:4+ yearsFintechPaymentsFinancial servicesE-commerce
Skills:CollaborationProblem-solvingProcess excellenceCommunicationCreativity
Languages:English
Tech Stack:SQL

Company Brief

Stripe
Provides payment processing APIs and financial infrastructure for internet businesses. Powers online payments for millions of companies from startups to Fortune 500s.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Scaleup
Valuation: Decacorn (USD 10B+)
Funding: Series E+
Headquarters: San Francisco, United States
Founded: 2010
Glassdoor
Glassdoor: 4.2
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