Senior Commercial Underwriter (Full Time) - SB Greenway

Prosperity Bancshares
Anywhere
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 3+ yearsEducation: bachelorsSkills: ["Planning","Organizational skills","Written communication","Verbal communication","Confidentiality"]

Perform quantitative and qualitative credit analysis and underwriting for commercial loan requests. Partner with commercial lending officers to assess risks for new and existing client relationships and structure loans to mitigate those risks. Analyze financial statements and industry/economic factors, prepare credit memorandums and in-depth written presentations, and present recommendations to loan approval authorities, including the loan committee, with minimal turnaround times.

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Prosperity Bancshares
Prosperity Bancshares
1 month ago

Senior Commercial Underwriter (Full Time) - SB Greenway

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Last checked: 5 hours agoStatus: Live

Job Summary

Perform quantitative and qualitative credit analysis and underwriting for commercial loan requests. Partner with commercial lending officers to assess risks for new and existing client relationships and structure loans to mitigate those risks. Analyze financial statements and industry/economic factors, prepare credit memorandums and in-depth written presentations, and present recommendations to loan approval authorities, including the loan committee, with minimal turnaround times.
Location: Anywhere
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Perform credit analysis and underwriting for commercial loan requests.
  • •Analyze client financial statements, spreads, ratios, and industry/economic risks that could jeopardize repayment.
  • •Work with borrowers and loan officers to review credit issues and obtain additional information.
  • •Structure loans within policy to mitigate risk and prepare credit memorandums summarizing opportunities, risks, and proposed structures.
  • •Conduct or assist with presentations to loan approval authorities, including the loan committee.

Key Requirements

  • •College degree in business or equivalent and 3+ years of related banking experience (or equivalent education and experience).
  • •Experience underwriting business loans for commercial bank clientele across a variety of industries.
  • •Familiarity with regulation and industry best practices for commercial and industrial and commercial real estate loans.
  • •Proficient in Microsoft Word, Excel, and PowerPoint.
  • •Ability to read, analyze, and interpret financial statements, industry data, and customer profiles; produce oral and written presentations.
Experience:3+ yearsBankingCommercial lendingCommercial real estate
Education:Bachelor's in business
Skills:PlanningOrganizational skillsWritten communicationVerbal communicationConfidentiality
Tech Stack:Microsoft WordMicrosoft ExcelMicrosoft PowerPoint

Company Brief

Prosperity Bancshares
Operates Prosperity Bank, a Texas-based regional banking franchise offering commercial and consumer banking services, lending, treasury management, and wealth-related solutions through a network of branches across Texas and Oklahoma.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Houston, United States
Founded: 1983
WebsiteLinkedIn