Specialist, Life Underwriting (Brokerage) REMOTE

Nationwide
Ohio
Workplace: RemoteFull timeFunction: Insurance & ActuarialExperience: 5+ yearsSkills: ["Independent judgment","Risk-based decision-making","Communication","Mentoring","Problem-solving"]

Underwrite complex life insurance applications within Nationwide’s Brokerage General Agency, partnering with brokerage firms and financial professionals to evaluate risk and guide cases from submission through decision. Use independent underwriting judgment to classify requirements, apply accelerated underwriting, interpret evidence such as medical examinations and EKG tracings, and support reinsurance decisions—while maintaining confidentiality and high-quality customer experience.

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FursaFursa
Nationwide
Nationwide
6 days ago

Specialist, Life Underwriting (Brokerage) REMOTE

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Source: Company careers pageValidated by: Fursa AI
Last checked: 8 hours agoStatus: Live

Job Summary

Underwrite complex life insurance applications within Nationwide’s Brokerage General Agency, partnering with brokerage firms and financial professionals to evaluate risk and guide cases from submission through decision. Use independent underwriting judgment to classify requirements, apply accelerated underwriting, interpret evidence such as medical examinations and EKG tracings, and support reinsurance decisions—while maintaining confidentiality and high-quality customer experience.
Location: Ohio
Workplace: Remote
Employment Type: Full time
Job Function: Insurance & Actuarial
Seniority: Mid level

Key Responsibilities

  • •Receive, evaluate, and underwrite complex life insurance applications up to approved authority, engaging referral points and mentoring as needed.
  • •Maintain in-depth knowledge of underwriting manuals, rules, regulations, and administrative systems to ensure quality submissions and exceptional service.
  • •Determine additional evidence requirements for insurability, including ordering/authorizing medical exams, labs, reports, and interviews; apply accelerated underwriting and risk class decisions.
  • •Consult with medical and underwriting leadership on complex cases, including interpreting EKG tracings and coordinating with the Medical Director when required.
  • •Coordinate reinsurance (automatic and facultative) and handle temporary insurance eligibility, policy refunds, and reimbursement for evidence/medical record fees.
Travel: Low travel

Pay and Benefits

Perks:Health InsuranceDentalVisionLife Insurance401kPensionPaid LeaveRemote Work

Key Requirements

  • •Five years of life underwriting experience.
  • •In-depth knowledge of anatomy, physiology, pathology and non-medical risks for life underwriting.
  • •Ability to evaluate insurable interest and handle complex beneficiary and financial underwriting scenarios.
  • •Proven understanding of underwriting administrative systems and maintaining compliance with underwriting manuals and procedures.
  • •LOMA Level 1 (LOMA 280/290) preferred; participation in or attainment of related designations such as ALMI/ALU (ALU 201/202, LOMA 320/335) preferred.
Experience:5+ yearsLife insuranceUnderwriting
Education:
Skills:Independent judgmentRisk-based decision-makingCommunicationMentoringProblem-solving
Certifications:LOMA Level 1 (LOMA 280, LOMA 290)ALMIALU Level 1 CertALU 201ALU 202LOMA 320LOMA 335

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Nationwide
Nationwide is a mutual insurance and financial services company offering auto, home, life insurance, retirement planning, investments, and banking products for individuals and businesses across the United States.
Industry: Insurance
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Established Company
Headquarters: Columbus, United States
Founded: 1926
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