Commercial Loan Officer III

Home BancShares
United States
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 5+ yearsEducation: bachelorsSkills: ["Communication","Critical thinking"]

Extend commercial credit in accordance with the bank’s loan policy by evaluating applicants’ financial history, assessing collateral adequacy, and authorizing or recommending loan approvals and denials. Maintain accurate credit files and documentation, monitor portfolio performance and credit quality, and manage collections, reserve recommendations, and workout programs for problem loans. Also develop new business opportunities, manage an existing loan portfolio, and complete required compliance training.

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Home BancShares
Home BancShares
2 months ago

Commercial Loan Officer III

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Source: Company careers pageValidated by: Fursa AI
Last checked: 19 minutes agoStatus: Live
Reposted: similar role first listed 2 months ago

Job Summary

Extend commercial credit in accordance with the bank’s loan policy by evaluating applicants’ financial history, assessing collateral adequacy, and authorizing or recommending loan approvals and denials. Maintain accurate credit files and documentation, monitor portfolio performance and credit quality, and manage collections, reserve recommendations, and workout programs for problem loans. Also develop new business opportunities, manage an existing loan portfolio, and complete required compliance training.
Location: United States
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Interview commercial loan applicants, evaluate credit and financial history, and determine adequacy of collateral.
  • •Authorize or recommend approval/denial of applicants and approve loans within specified limits or refer to the appropriate approval level.
  • •Prepare loan offering memorandums and ensure loan documents are complete, accurate, and compliant with policy.
  • •Monitor the loan portfolio/performance, recommend changes in risk ratings, and maintain current credit files and required documentation.
  • •Develop new business opportunities, manage an existing loan portfolio, and handle collections, including recommending workout programs for problem loans.

Key Requirements

  • •Broad knowledge of accounting, marketing, business administration, and finance; equivalent to a four-year college degree plus 6 years related experience and/or training.
  • •5 years lending experience.
  • •5 years experience with banking, investment, or economic analysis.
  • •2 years experience using Microsoft Word and Excel.
  • •Ability to communicate using oral and written skills and general computer skills.
Experience:5+ years
Education:Bachelor's
Skills:CommunicationCritical thinking
Tech Stack:Microsoft WordExcelSpreadsheetWord Processing/Typing

Company Brief

Home BancShares
Bank holding company that operates Centennial Bank and provides commercial and consumer banking services, including lending, deposits, treasury management, and online banking. Serves individuals, businesses, and public entities across the southern United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Conway, United States
Founded: 1998
WebsiteLinkedIn