Neo Financial

1 month ago

Senior Analyst, Credit Risk (Future Opportunities)

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 23 hours agoStatus: Live

Job Summary

Senior Credit Risk Analyst at Neo will design, implement, and optimize credit adjudication strategies for customer acquisition, using advanced analytics and ML to assess risk, monitor portfolio performance, and ensure regulatory compliance. You’ll collaborate with Product, Engineering, Finance, and Growth teams to embed risk controls in new products while translating data insights into actionable credit decisions.

Location: Calgary, Toronto

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Key Responsibilities

•Design, maintain, and implement core credit adjudication strategies, policies, and processes for customer acquisition including underwriting criteria and income requirements.
•Develop initial credit line assignment strategies and oversee logic within automated decisioning systems to ensure real-time approve/decline decisions.
•Utilize advanced data analytics and machine learning to analyze risk profiles and quantify exposure across the credit lifecycle; monitor portfolio performance and KPIs.
•Serve as the liaison with Credit Operations, overseeing exception and manual review processes and aligning risk controls with product features.
•Collaborate with cross-functional teams (Product, Engineering, Finance, Growth) to embed credit risk controls into new products and stay updated on regulations and best practices.

Pay and Benefits

Equity and Bonus:Equity

Perks:EquityHealth InsurancePaid LeaveParental Leave

Key Requirements

•3+ years of progressive experience in credit risk strategy, portfolio management, or collections strategy in fintech/financial services
•Proven ability to use advanced data analysis tools (SQL, Python/R, or similar) to extract, manipulate, and analyze large datasets
•Deep understanding of the credit lifecycle, credit losses typologies, and consumer credit data, scores, and attributes
•Experience translating analytical findings into executable rules for automated decisioning systems
•Excellent stakeholder management and collaboration skills, with the ability to communicate complex risk findings to non-technical partners

Experience:3+ yearsFintechFinancial ServicesCredit riskPortfolio management

Skills:CommunicationStakeholder managementCollaborationProblem-solvingAnalytical thinking

Tech Stack:SQLPythonRMachine learningData analysisAnalytics

Company Brief

Neo Financial

Neo Financial is a Canadian fintech offering credit cards, savings and spending accounts, investing, mortgages, and merchant loyalty/embedded finance solutions through partnerships with regulated banks and major retailers.

Industry: Neobanking

Company Size: Large (251 to 1,000 employees)

Growth: Scaleup

Valuation: USD 500M to 1B

Funding: Series D

Headquarters: Calgary, Canada

Founded: 2019

Glassdoor: 2.7

Website LinkedIn Glassdoor

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Neo Financial

1 month ago

Senior Analyst, Credit Risk (Future Opportunities)

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 23 hours agoStatus: Live

Job Summary

Location: Calgary, Toronto

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Key Responsibilities

•Design, maintain, and implement core credit adjudication strategies, policies, and processes for customer acquisition including underwriting criteria and income requirements.
•Develop initial credit line assignment strategies and oversee logic within automated decisioning systems to ensure real-time approve/decline decisions.
•Utilize advanced data analytics and machine learning to analyze risk profiles and quantify exposure across the credit lifecycle; monitor portfolio performance and KPIs.
•Serve as the liaison with Credit Operations, overseeing exception and manual review processes and aligning risk controls with product features.
•Collaborate with cross-functional teams (Product, Engineering, Finance, Growth) to embed credit risk controls into new products and stay updated on regulations and best practices.

Pay and Benefits

Equity and Bonus:Equity

Perks:EquityHealth InsurancePaid LeaveParental Leave

Key Requirements

•3+ years of progressive experience in credit risk strategy, portfolio management, or collections strategy in fintech/financial services
•Proven ability to use advanced data analysis tools (SQL, Python/R, or similar) to extract, manipulate, and analyze large datasets
•Deep understanding of the credit lifecycle, credit losses typologies, and consumer credit data, scores, and attributes
•Experience translating analytical findings into executable rules for automated decisioning systems
•Excellent stakeholder management and collaboration skills, with the ability to communicate complex risk findings to non-technical partners

Experience:3+ yearsFintechFinancial ServicesCredit riskPortfolio management

Skills:CommunicationStakeholder managementCollaborationProblem-solvingAnalytical thinking

Tech Stack:SQLPythonRMachine learningData analysisAnalytics

Company Brief

Neo Financial

Industry: Neobanking

Company Size: Large (251 to 1,000 employees)

Growth: Scaleup

Valuation: USD 500M to 1B

Funding: Series D

Headquarters: Calgary, Canada

Founded: 2019

Glassdoor: 2.7

Website LinkedIn Glassdoor