Senior Credit Risk Analyst

inDrive
Tbilisi
Workplace: HybridFull timeFunction: Banking, Lending & CreditSkills: ["Project management","Communication"]

Develop and optimize predictive credit scoring models and limit/rate policies for credit decision-making. Analyze loan portfolio performance and product profitability, build and evaluate NPV models, and implement scoring models for online use. Work with business, DWH, developers, and product analysts to apply raw and internal/external data to underwriting processes and improve outcomes for underserved borrowers.

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FursaFursa
inDrive
inDrive
22 hours ago

Senior Credit Risk Analyst

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Source: Company careers pageValidated by: Fursa AI
Last checked: 22 hours agoStatus: Live

Job Summary

Develop and optimize predictive credit scoring models and limit/rate policies for credit decision-making. Analyze loan portfolio performance and product profitability, build and evaluate NPV models, and implement scoring models for online use. Work with business, DWH, developers, and product analysts to apply raw and internal/external data to underwriting processes and improve outcomes for underserved borrowers.
Location: Tbilisi
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Develop predictive scoring models for credit decision-making and identify areas for improvement using new internal and external data.
  • •Develop and optimize limit and rate policies for credit underwriting.
  • •Implement built scoring models in online scoring systems.
  • •Evaluate product profitability and build NPV models; analyze the loan portfolio.
  • •Collaborate with business, DWH, developers, and product analysts to apply data to processes and deliver business results.

Pay and Benefits

Perks:MentoringLearning ProgramsLanguage Courses

Key Requirements

  • •Understanding of ML and data analytics, including cause-and-effect relationships.
  • •Experience in lending to SMEs or individuals.
  • •Experience building NPV models and working with predictive scoring for credit decision-making.
  • •Hands-on ability with Python and SQL (plus experience implementing models for online scoring).
  • •English proficiency at B2 (Upper-Intermediate).
Experience:LendingCredit riskFintechSME lending
Skills:Project managementCommunication
Languages:English
Tech Stack:PythonSQL

Company Brief

inDrive
A ride-hailing and mobility platform that lets passengers and drivers negotiate fares directly in real time. It also offers intercity travel, courier, and delivery services in multiple countries.
Industry: Mobility Platforms
Company Size: Enterprise (1,001+ employees)
Growth: Scaleup
Headquarters: Mountain View, United States
Founded: 2013
WebsiteLinkedIn