Senior Business Analyst - Consumer Credit Risk Management, Forecasting & Reporting

Discover Financial
United States
Workplace: OnsiteFull timeUSD 111,200 - 126,900 annuallyFunction: Business OperationsExperience: 2+ yearsEducation: bachelorsSkills: ["Strategic decision-making","Problem-solving","Business judgment","Strong communication","Results-oriented execution"]

Apply strategic analytics to understand and project card portfolio credit performance, executing projects that translate recent credit behavior into actionable insights for senior leaders. Build and test forecasting models and risk analytics, support improvements in credit performance by connecting future credit drivers to historical trends, and create monitoring plans. Partner across IT, Sales, Operations, and Finance to deliver improvements in quality, volume, service, and profitability while supporting product/pricing and targeted customer strategy.

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Discover Financial
Discover Financial
3 days ago

Senior Business Analyst - Consumer Credit Risk Management, Forecasting & Reporting

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Source: Company careers pageValidated by: Fursa AI
Last checked: 17 hours agoStatus: Live

Job Summary

Apply strategic analytics to understand and project card portfolio credit performance, executing projects that translate recent credit behavior into actionable insights for senior leaders. Build and test forecasting models and risk analytics, support improvements in credit performance by connecting future credit drivers to historical trends, and create monitoring plans. Partner across IT, Sales, Operations, and Finance to deliver improvements in quality, volume, service, and profitability while supporting product/pricing and targeted customer strategy.
Location: United States
Workplace: Onsite
Employment Type: Full time
Job Function: Business Operations
Seniority: Mid level

Key Responsibilities

  • •Analyze business challenges and improvement opportunities and provide strategic or tactical recommendations using analysis.
  • •Develop and test forecasting models and analytics to produce insights that inform business strategy.
  • •Support step-change improvements in credit performance by connecting future consumer credit drivers to historical behavior and creating risk models.
  • •Support product and pricing strategies using modeling/analytics for lending products.
  • •Partner cross-functionally (IT, Sales, Operations, Finance) to drive improvements and develop monitoring plans.

Pay and Benefits

Salary: USD 111,200 - 126,900 annually

Key Requirements

  • •At least 2 years of professional experience performing analysis.
  • •Bachelor’s degree in a quantitative field or a Master’s degree in a quantitative field (or MBA with quantitative concentration), with expectation it will be obtained by the start date.
  • •1+ years of experience in SQL querying.
  • •1+ years of experience in statistical model building.
  • •1+ years of experience in market research.
Experience:2+ yearsCredit risk managementForecastingBusiness analysisSQL
Education:Bachelor's
Skills:Strategic decision-makingProblem-solvingBusiness judgmentStrong communicationResults-oriented execution
Tech Stack:SQLStatistical model building

Eligibility

Work Authorization:Sponsorship available.

Company Brief

Discover Financial
Provides consumer banking products, credit cards, personal loans, and payment services through the Discover brand. It operates a major U.S. financial network and serves individuals and merchants with lending and digital payment solutions.
Industry: Retail Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 10M to 25M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Riverwoods, United States
Founded: 1985
WebsiteLinkedIn