Anti-Money Laundering (AML) Compliance Tester III

Discover Financial
Wilmington, Virginia, Richmond, New York
Full timeUSD 109,900 - 125,400 annuallyFunction: Legal, Risk & ComplianceExperience: 2+ yearsEducation: high_schoolSkills: ["Problem-solving","Conceptual thinking","Communication","Relationship building","Analytical thinking"]

Perform complex, risk-based AML transaction testing as a second line of defense under a team leader. Validate adherence to AML laws and regulations (including BSA, USA PATRIOT Act, and related terrorist financing rules) by developing test plans, analyzing data, documenting results, and submitting findings in FUSE. Review peer testing, support audit/exam readiness, and partner with business and IT teams to improve data sourcing and testing effectiveness.

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Discover Financial
Discover Financial
6 days ago

Anti-Money Laundering (AML) Compliance Tester III

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Source: Company careers pageValidated by: Fursa AI
Last checked: 13 hours agoStatus: Live

Job Summary

Perform complex, risk-based AML transaction testing as a second line of defense under a team leader. Validate adherence to AML laws and regulations (including BSA, USA PATRIOT Act, and related terrorist financing rules) by developing test plans, analyzing data, documenting results, and submitting findings in FUSE. Review peer testing, support audit/exam readiness, and partner with business and IT teams to improve data sourcing and testing effectiveness.
Location: Wilmington, Virginia, Richmond, New York
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Mid level

Key Responsibilities

  • •Execute targeted, complex AML transaction testing aligned to team and ICTT methodology and procedures.
  • •Develop, validate, and improve test plans; manage testing schedules to meet established timeframes.
  • •Obtain and analyze test data from multiple sources and document work/results following test plans and protocols.
  • •Review transaction testing performed by peers for accuracy and adherence to procedures; submit results in FUSE.
  • •Support audit and exam efforts as needed and help improve data sourcing by partnering with business and IT areas.

Pay and Benefits

Salary: USD 109,900 - 125,400 annually

Key Requirements

  • •High school diploma, GED, or equivalent certification.
  • •At least 2 years of compliance testing, compliance monitoring, quality assurance, audit, AML investigation, or fraud investigation experience.
  • •Preferred: 3+ years of compliance testing/monitoring, QA, audit, AML investigation, or fraud investigation experience.
  • •Strong working knowledge of US and Canadian AML and sanctions laws and regulations.
  • •Strong working knowledge of SAR, CTR, and/or STR filing requirements.
Experience:2+ yearsAMLCompliance monitoringCompliance testingQuality assuranceAuditFraud investigationSanctions
Education:High School
Skills:Problem-solvingConceptual thinkingCommunicationRelationship buildingAnalytical thinking
Certifications:ACAMSCertified Fraud Examiner (CFE)Certified Financial Crime Specialists (CFCS)
Tech Stack:FUSE

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Discover Financial
Provides consumer banking products, credit cards, personal loans, and payment services through the Discover brand. It operates a major U.S. financial network and serves individuals and merchants with lending and digital payment solutions.
Industry: Retail Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 10M to 25M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Riverwoods, United States
Founded: 1985
WebsiteLinkedIn