Analyst-Risk Management

American Express
Mexico City
Workplace: HybridFull timeFunction: Legal, Risk & Compliance0Education: bachelorsSkills: []

Conduct credit risk rating and underwriting for institutional exposures across assigned regions, industries, and business lines. Perform fundamental analysis using business, financial, industry, and country risk inputs, leveraging internal and external rating model outputs to support credit extension decisions and profitability assessment. Help estimate probability of default (PD) and loss given default (LGD), prepare company- and industry-specific credit memorandums, and incorporate macroeconomic trends into recommendations.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
American Express
American Express
1 day ago

Analyst-Risk Management

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 1 hour agoStatus: Live
Reposted: similar role first listed 4 weeks ago

Job Summary

Conduct credit risk rating and underwriting for institutional exposures across assigned regions, industries, and business lines. Perform fundamental analysis using business, financial, industry, and country risk inputs, leveraging internal and external rating model outputs to support credit extension decisions and profitability assessment. Help estimate probability of default (PD) and loss given default (LGD), prepare company- and industry-specific credit memorandums, and incorporate macroeconomic trends into recommendations.
Location: Mexico City
Workplace: Hybrid
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Entry level

Key Responsibilities

  • •Rate and underwrite credit exposures in an assigned region, industry, and business line.
  • •Perform fundamental analysis using business, financial, industry, and country risk inputs alongside internal and external rating model outputs.
  • •Assess the need for credit extension, relationship profitability, and program structures.
  • •Support PD estimation recommendations using macroeconomic trends and business cycle considerations.
  • •Prepare and use company-specific and industry-wide credit memorandums to inform credit decisions.

Pay and Benefits

Perks:Health InsuranceDentalVisionLife InsuranceDisability BenefitsParental LeaveRetirementHybrid Work

Key Requirements

  • •Bachelor’s degree in Finance, Economics, Accounting, Statistics, or other quantitative subjects/fields.
  • •0-5 years of work experience in credit analysis or a related field.
  • •Ability to review corporate financial statements to determine an obligor’s ability to honor credit obligations.
  • •Comfort with GAAP/IFRS accounting standards, corporate valuation, and forecasting.
  • •Experience preparing company-specific and industry-wide credit memorandums and using macroeconomic trends to inform PD estimation recommendations.
Experience:0Credit analysisCredit risk managementGlobal marketsInstitutional bankingRisk analytics
Education:Bachelor's
Certifications:CFAFRM
Languages:English

Company Brief

American Express
Provides global payment, credit, and travel-related financial services for consumers and businesses. Best known for its charge and credit cards, merchant payment network, and premium customer rewards and servicing.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: New York City, United States
Founded: 1850
WebsiteLinkedIn