Lloyd's Underwriter, Personal Risk

Aon
Hamilton
Workplace: HybridFull timeCAD 55,000 - 75,000Function: Banking, Lending & CreditExperience: 5+ yearsSkills: ["Customer service","Communication","Analytical thinking","Collaboration","Time management"]

Underwrite and provide quotes for new and renewal personal property risks for homes, rentals, seasonals, condos, and tenants packages within delegated authority and Lloyd’s market practices. Analyze loss ratios, risk trends, and submissions, apply underwriting guidelines and risk appetite, and manage the quote-to-policy workflow. Partner with brokers and internal teams to gather information, document decisions, support process improvements, and contribute to broader underwriting functions as needed.

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FursaFursa
Aon
Aon
1 month ago

Lloyd's Underwriter, Personal Risk

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Job Summary

Underwrite and provide quotes for new and renewal personal property risks for homes, rentals, seasonals, condos, and tenants packages within delegated authority and Lloyd’s market practices. Analyze loss ratios, risk trends, and submissions, apply underwriting guidelines and risk appetite, and manage the quote-to-policy workflow. Partner with brokers and internal teams to gather information, document decisions, support process improvements, and contribute to broader underwriting functions as needed.
Location: Hamilton
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Underwrite and provide quotes for new and renewal personal property risks within delegated authority limits.
  • •Identify and remediate concerns related to loss ratios, risk trends, and discrepancies.
  • •Manage underwriting workflow from quote to policy issuance.
  • •Apply underwriting guidelines and risk appetite to submissions, making clear underwriting decisions.
  • •Collaborate with brokers and internal partners to gather information, document decisions, and support timely outcomes.

Pay and Benefits

Salary: CAD 55,000 - 75,000
Perks:Pension

Key Requirements

  • •5+ years of professional experience in the insurance industry with advanced knowledge of property underwriting.
  • •Strong understanding of property underwriting practices.
  • •Knowledge of Lloyd’s underwriting practices is an asset.
  • •Proven customer service success in a fast-paced, challenging environment.
  • •Professional designation such as CIP is an asset; strong written and oral communication skills.
Experience:5+ yearsInsuranceProperty underwritingLloyd’s market
Skills:Customer serviceCommunicationAnalytical thinkingCollaborationTime management
Certifications:CIP
Languages:En-us
Tech Stack:Microsoft OfficeOutlookWordExcel

Company Brief

Aon
Global professional services firm providing risk, retirement, human resources, and insurance brokerage solutions to clients worldwide, including consulting, reinsurance, and data-driven risk management services.
Industry: Insurance
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: London, United Kingdom
Founded: 1982
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