Mortgage Loan Officer (Full Time) - Dallas

Prosperity Bancshares
United States
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 3-5 yearsEducation: high_schoolSkills: ["Communication","Public relations","Financial analysis","Interviewing"]

Source new mortgage loan business from leads generated inside and outside the bank. Take applications, review supporting documentation, and set realistic expectations for borrowers. Present mortgage facts and issues related to ability to repay, bank credit policy, and requirements for underwriting decisions, staying current on GSE, FHA, and VA guidelines while managing the customer experience through closing.

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Prosperity Bancshares
Prosperity Bancshares
1 day ago

Mortgage Loan Officer (Full Time) - Dallas

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Source: Company careers pageValidated by: Fursa AI
Last checked: 4 hours agoStatus: Live

Job Summary

Source new mortgage loan business from leads generated inside and outside the bank. Take applications, review supporting documentation, and set realistic expectations for borrowers. Present mortgage facts and issues related to ability to repay, bank credit policy, and requirements for underwriting decisions, staying current on GSE, FHA, and VA guidelines while managing the customer experience through closing.
Location: United States
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Originate eligible mortgage loans and drive marketing activities to generate referral business.
  • •Take and review loan applications, determine required documents, and provide regular borrower updates.
  • •Discuss mortgage-related facts and issues with applicants regarding ability to repay, credit policy, and underwriting documentation.
  • •Represent the bank professionally and ensure protection of customers’ personal information and the bank’s best interests.
  • •Oversee the customer experience end-to-end from origination and analysis through loan closing.

Key Requirements

  • •High school graduate or equivalent; advanced degree preferred.
  • •3 to 5 years of prior mortgage banking experience, including knowledge of FNMA/FHLMC, FHA, and VA.
  • •Knowledge of bank consumer mortgage lending policies, procedures, and guidelines.
  • •Financial analysis skills to determine creditworthiness; ability to interview effectively.
  • •NMLS certified; able to use related computer applications and business machines.
Experience:3-5 years
Education:High School
Skills:CommunicationPublic relationsFinancial analysisInterviewing
Certifications:NMLS

Company Brief

Prosperity Bancshares
Operates Prosperity Bank, a Texas-based regional banking franchise offering commercial and consumer banking services, lending, treasury management, and wealth-related solutions through a network of branches across Texas and Oklahoma.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Houston, United States
Founded: 1983
WebsiteLinkedIn