Banking Operations Sr Associate

NTT
Chennai
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditSkills: ["Credit analysis","Risk assessment","Compliance","Analytical thinking","Documentation"]

Review SME credit applications and evaluate borrower creditworthiness using financial statements, cash-flow analysis, and collateral assessment. Monitor loan account performance to detect repayment patterns, exposure trends, and early warning indicators while ensuring adherence to approved loan terms, covenants, and internal policies. Produce clear credit review documentation and support portfolio reviews to surface risk concentrations and emerging credit quality trends, collaborating with Relationship Managers and onshore teams.

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FursaFursa
NTT
NTT
4 months ago

Banking Operations Sr Associate

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Last checked: 5 hours agoStatus: Live

Job Summary

Review SME credit applications and evaluate borrower creditworthiness using financial statements, cash-flow analysis, and collateral assessment. Monitor loan account performance to detect repayment patterns, exposure trends, and early warning indicators while ensuring adherence to approved loan terms, covenants, and internal policies. Produce clear credit review documentation and support portfolio reviews to surface risk concentrations and emerging credit quality trends, collaborating with Relationship Managers and onshore teams.
Location: Chennai
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Review SME credit applications and assess borrower creditworthiness using financial statements, cash-flow analysis, and collateral evaluation.
  • •Analyze loan account performance to identify repayment behavior patterns, exposure trends, and potential early warning indicators.
  • •Verify adherence to approved loan terms, repayment schedules, covenants, and internal policy guidelines.
  • •Prepare clear, structured credit review notes and working papers consistent with established Standard Operating Procedures.
  • •Support periodic portfolio reviews to identify risk concentration, emerging risks, and quality trends across the credit book.

Key Requirements

  • •Assess borrower creditworthiness using financial statements, cash-flow analysis, and collateral evaluation.
  • •Analyze loan account performance to identify repayment behavior, exposure trends, and potential early warning indicators.
  • •Ensure adherence to approved loan terms, repayment schedules, covenants, and internal policy guidelines.
  • •Prepare structured credit review notes and working papers following Standard Operating Procedures.
  • •Maintain full compliance with operational, administrative, and regulatory requirements while staying current on processes.
Skills:Credit analysisRisk assessmentComplianceAnalytical thinkingDocumentation

Company Brief

NTT
Dimension Data, operating under NTT Ltd, provides managed IT services, cloud and data center solutions, networking, cybersecurity, and digital transformation services to enterprise customers worldwide.
Industry: Professional Services
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Established Company
Valuation: Public Company (Market Cap in USD)
Headquarters: London, United Kingdom
Founded: 1983
WebsiteLinkedIn