Mid-Level Real Estate Credit Risk Analyst

USAA
San Antonio, Plano, Phoenix, Charlotte
Workplace: HybridFull timeUSD 93,770 - 179,240 annuallyFunction: Real Estate & Property ManagementEducation: bachelorsSkills: ["Critical thinking","Strong presentation","Communication","Attention to detail","Problem solving"]

Use quantitative analysis to develop, implement, and monitor credit strategies for mortgage and home equity portfolios. Identify credit risks and root causes of changes in performance metrics, estimate risk measures (e.g., probability of default and loss given default), and recommend data-driven underwriting and account management strategies. Build and present risk/financial reporting, perform sensitivity analyses, and help implement credit strategy infrastructure using tools like SAS, SQL, and Python.

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FursaFursa
USAA
USAA
3 days ago

Mid-Level Real Estate Credit Risk Analyst

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Source: Company careers pageValidated by: Fursa AI
Last checked: 4 hours agoStatus: Live

Job Summary

Use quantitative analysis to develop, implement, and monitor credit strategies for mortgage and home equity portfolios. Identify credit risks and root causes of changes in performance metrics, estimate risk measures (e.g., probability of default and loss given default), and recommend data-driven underwriting and account management strategies. Build and present risk/financial reporting, perform sensitivity analyses, and help implement credit strategy infrastructure using tools like SAS, SQL, and Python.
Location: San Antonio, Plano, Phoenix, Charlotte
Workplace: Hybrid
Employment Type: Full time
Job Function: Real Estate & Property Management
Seniority: Mid level

Key Responsibilities

  • •Develop, implement, and monitor credit risk strategies for mortgage and home equity portfolios using internal and external data.
  • •Synthesize analyses to identify root causes of changes in key performance metrics and translate findings into strategic recommendations.
  • •Deliver analytical projects and reporting to support bank credit risk strategies, executive oversight, and committee review.
  • •Perform complex financial risk sensitivity analysis and build requirements to support credit strategy infrastructure implementation.
  • •Support junior team members and collaborate with Risk, Finance, Modeling, Product, and Operations to guide initiatives and mitigate operational/compliance risk.

Pay and Benefits

Salary: USD 93,770 - 179,240 annually
Perks:Health InsuranceDentalVision401kPensionLife InsuranceParental BenefitsAdoption AssistancePaid LeavePaid HolidaysWellness StipendVolunteer Hours

Key Requirements

  • •Bachelor’s degree in Business Management, Finance, Economics, Engineering, or Mathematics; OR 4 years of relevant education and/or experience.
  • •Experience analyzing and interpreting complex bank credit risk data and/or driving consumer credit risk strategy activities.
  • •Experience with mortgage banking or real estate lending industry knowledge.
  • •Understanding of banking regulations, risk, and/or compliance, including consumer protection and related federal guidance.
  • •Strong SQL and SAS (or similar BI/analytics tools) skills plus strong communication and presentation abilities for leadership audiences.
Experience:Bank credit riskConsumer lendingMortgage bankingReal estate lending
Education:Bachelor's
Skills:Critical thinkingStrong presentationCommunicationAttention to detailProblem solving
Tech Stack:SASSQLVS CodePythonExcelWordPowerPointSPSSRVisual BasicMicrosoft Office

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

USAA
Provides insurance, banking, investment, and financial services to U.S. military members, veterans, and their families. Best known for auto, home, life insurance, and member-focused digital banking products.
Industry: Insurance
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Established Company
Headquarters: San Antonio, United States
Founded: 1922
WebsiteLinkedIn