Senior Manager- Risk Management

American Express
Gurugram
Workplace: OnsiteFull timeFunction: Legal, Risk & ComplianceExperience: 4+ yearsEducation: bachelorsSkills: ["Problem-solving","Cross-functional collaboration","Relationship-building","Communication","Mentoring"]

Lead credit-risk analytics for the Credit Risk Team by shaping portfolio resiliency and risk identification using GenAI and Agentic AI. Collaborate across Risk, AI/ML, Technology, and the business to prototype, test, and implement scalable solutions—from portfolio monitoring and strategy evaluation to automation of repetitive analytical workflows. Conduct commercial portfolio analytics and evaluate external data sources to provide actionable recommendations to senior stakeholders and partners.

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FursaFursa
American Express
American Express
1 day ago

Senior Manager- Risk Management

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Source: Company careers pageValidated by: Fursa AI
Last checked: 11 hours agoStatus: Live

Job Summary

Lead credit-risk analytics for the Credit Risk Team by shaping portfolio resiliency and risk identification using GenAI and Agentic AI. Collaborate across Risk, AI/ML, Technology, and the business to prototype, test, and implement scalable solutions—from portfolio monitoring and strategy evaluation to automation of repetitive analytical workflows. Conduct commercial portfolio analytics and evaluate external data sources to provide actionable recommendations to senior stakeholders and partners.
Location: Gurugram
Workplace: Onsite
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Manager level

Key Responsibilities

  • •Identify and develop GenAI and Agentic AI use cases for credit-risk analytics and processes using structured and unstructured information.
  • •Partner with AI/ML and Technology teams to prototype, test, and implement GenAI-/Agentic-AI-enabled solutions, including translation into analytical requirements and UAT support.
  • •Drive automation and productivity improvements by applying GenAI and Agentic AI to repetitive credit-risk analytical workflows, data gathering, and portfolio monitoring.
  • •Perform portfolio analytics across commercial portfolios to detect risk trends, deterioration patterns, concentrations, and improvement opportunities.
  • •Monitor portfolio performance and conduct ongoing analytical reviews of risk trends and strategy effectiveness to provide insights and recommendations.

Pay and Benefits

Perks:Health InsuranceDentalVisionLife InsuranceDisabilityRetirementPaid ParentalHybrid Work

Key Requirements

  • •4+ years of relevant experience in Credit Risk Management, Portfolio Risk Analytics, Credit Strategy, or a similar risk-focused role, including analyzing portfolio performance to develop risk insights or strategies.
  • •A degree in a quantitative field such as Mathematics, Statistics, Economics, Computer Science, Engineering, or a related discipline.
  • •Strong understanding of credit-risk concepts including portfolio performance, delinquency and loss trends, risk segmentation, early-warning indicators, and strategy evaluation.
  • •Strong quantitative and analytical skills working with large, complex datasets to identify key risk drivers and translate findings into actionable recommendations.
  • •Experience applying Generative AI, Large Language Models, and Agentic AI concepts to identify relevant use cases for credit-risk analytics and processes (hands-on AI-enabled analytical solutions is a plus).
Experience:4+ yearsCredit riskPortfolio risk analyticsRisk managementGenAI
Education:Bachelor's
Skills:Problem-solvingCross-functional collaborationRelationship-buildingCommunicationMentoring
Tech Stack:Generative AILarge Language ModelsAgentic AIUATAI/ML

Company Brief

American Express
Provides global payment, credit, and travel-related financial services for consumers and businesses. Best known for its charge and credit cards, merchant payment network, and premium customer rewards and servicing.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: New York City, United States
Founded: 1850
WebsiteLinkedIn