Payments Risk Analyst II

Coinbase
United States
Workplace: RemoteFull timeUSD 135,320 - 159,200 annuallyFunction: Legal, Risk & ComplianceExperience: 4+ yearsSkills: ["Cross-functional collaboration","Stakeholder communication","Data-driven decision-making"]

Own fraud risk identification and mitigation across Coinbase’s fiat payment rails, focusing on ACH payments. Scale detection and prevention for fraudulent deposit activity using targeting logic, and lead quantitative fraud performance analysis (precision/recall, financial impact) with clear recommendations. Partner with Product, Growth, Data Science, Risk ML, and Engineering to evolve controls from heuristic rules to model-driven friction. Investigate anomalous behavior and close monitoring gaps before losses.

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FursaFursa
Coinbase
Coinbase
2 months ago

Payments Risk Analyst II

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Source: Company careers pageValidated by: Fursa AI
Last checked: 6 hours agoStatus: Live

Job Summary

Own fraud risk identification and mitigation across Coinbase’s fiat payment rails, focusing on ACH payments. Scale detection and prevention for fraudulent deposit activity using targeting logic, and lead quantitative fraud performance analysis (precision/recall, financial impact) with clear recommendations. Partner with Product, Growth, Data Science, Risk ML, and Engineering to evolve controls from heuristic rules to model-driven friction. Investigate anomalous behavior and close monitoring gaps before losses.
Location: United States
Workplace: Remote
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Mid level

Key Responsibilities

  • •Own end-to-end risk controls for ACH payments and scale fraud prevention processes as the business expands.
  • •Drive detection and mitigation of fraudulent deposit activity using targeting logic against bad actors and high-risk behavior.
  • •Lead quantitative analysis of fraud performance, measuring rule precision/recall, assessing financial impact, and presenting tradeoffs with data-backed recommendations.
  • •Partner cross-functionally with Product, Growth, Data Science, Risk ML, and Engineering to develop and iterate on risk management strategies, transitioning from heuristic rules to model-driven and synchronous friction controls.
  • •Execute investigations into anomalous customer and transaction behavior, identify monitoring gaps, and close them before losses occur.

Pay and Benefits

Salary: USD 135,320 - 159,200 annually
Perks:MedicalDentalVision401k

Key Requirements

  • •4+ years of experience in risk, fraud, or payments operations, including 2+ years focused on payments fraud prevention in a fintech, e-commerce, or financial services environment.
  • •2+ years of hands-on experience querying and analyzing large datasets using SQL, with the ability to scope and execute analytics projects end-to-end.
  • •Experience using identity-provider data and fraud-detection tooling to implement and tune risk controls.
  • •Ability to measure the financial impact of fraud decisions and communicate findings to senior leadership and cross-functional stakeholders.
  • •Working knowledge of ACH payment processing and applicable NACHA rules, plus responsible use of generative AI with human oversight.
Experience:4+ yearsFintechE-commerceFinancial servicesPayments fraud
Skills:Cross-functional collaborationStakeholder communicationData-driven decision-making
Languages:English
Tech Stack:SQLACHNACHAIdentity-provider dataFraud-detection toolingGenerative AI

Company Brief

Coinbase
Operates a cryptocurrency exchange and financial services platform that enables buying, selling, storing, and earning crypto assets, institutional trading, custody, and developer tools for blockchain applications.
Industry: Trading Platforms
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: San Francisco, United States
Founded: 2012
WebsiteLinkedIn