Credit Analyst - Equipment Finance

U.S. Bancorp
Minnesota
Workplace: OnsiteFull timeUSD 70,890 - 83,400 annuallyFunction: Banking, Lending & CreditExperience: 4+ yearsEducation: bachelorsSkills: ["Analytical skills","Credit analysis","Written communication","Verbal communication","Technical report writing"]

Underwrite and analyze commercial credit applications to support equipment finance lending decisions. Review credit reports and limited financial information, conduct research on businesses seeking credit, and prepare written credit summaries and recommendations for approvers. Work with internal sales teams on credit applications and decisions, maintain accurate credit documentation, and use tools and templates (including Excel) to produce consistent underwriting write-ups. Apply exposure limits up to $1,000,000.

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FursaFursa
U.S. Bancorp
U.S. Bancorp
1 day ago

Credit Analyst - Equipment Finance

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Source: Company careers pageValidated by: Fursa AI
Last checked: 7 hours agoStatus: Live

Job Summary

Underwrite and analyze commercial credit applications to support equipment finance lending decisions. Review credit reports and limited financial information, conduct research on businesses seeking credit, and prepare written credit summaries and recommendations for approvers. Work with internal sales teams on credit applications and decisions, maintain accurate credit documentation, and use tools and templates (including Excel) to produce consistent underwriting write-ups. Apply exposure limits up to $1,000,000.
Location: Minnesota
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Review and analyze commercial credit applications and credit reports
  • •Perform in-depth credit analysis and prepare written credit summaries and recommendations
  • •Underwrite application-only transactions with exposure limits up to $1,000,000
  • •Research businesses seeking credit and evaluate creditworthiness using limited financial information and third-party data
  • •Correspond with internal sales teams and maintain accurate, consistent credit documentation using underwriting templates

Pay and Benefits

Salary: USD 70,890 - 83,400 annually
Perks:Health InsuranceDentalVisionLife InsuranceLong-term Disability401kRetirementPaid LeavePaid HolidaysAdoption AssistanceParental Leave

Key Requirements

  • •Bachelor’s degree, or equivalent work experience
  • •Typically four or more years of relevant experience
  • •Strong credit analysis and analytical skills
  • •Knowledge of credit analysis, credit administration, credit policy/procedures, and risk analysis
  • •Effective written and verbal communication and technical report writing
Experience:4+ years
Education:Bachelor's
Skills:Analytical skillsCredit analysisWritten communicationVerbal communicationTechnical report writing
Tech Stack:ExcelMicrosoft Office SuiteDun & BradstreetPayNet

Company Brief

U.S. Bancorp
U.S. Bancorp is the parent company of U.S. Bank, providing consumer, business, and institutional banking services including lending, payments, treasury management, wealth management, and merchant solutions across the United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Minneapolis, United States
Founded: 1863
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