First Commonwealth Financial

5 months ago

Credit Analyst - SBA Underwriting

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 3 hours agoStatus: Live

Job Summary

Conduct credit investigations and analyze borrower financial statements to assess creditworthiness for SBA loan requests. Prepare clear, comprehensive reports for loan committees and ongoing relationships, including projections, collateral valuation, and risk ratings. Support quarterly triage reviews of assigned portfolios, assist loan officers with borrower information, and ensure all credit analysis work follows lending policies and regulations.

Location: Pittsburgh, Indiana

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Mid level

Key Responsibilities

•Perform credit analysis tasks, including credit investigations and analysis of loan-related credit information.
•Break down balance sheet and income statement accounts, comparing current financial results to prior periods.
•Prepare reports summarizing borrower financial condition and capacity to repay, including loan request submissions for approving authorities.
•Value collateral as needed (review appraisals and assess collateral coverage) and assign risk ratings.
•Follow assigned portfolio/accounts and help assess borrower credit quality through the quarterly triage process, ensuring compliance with lending policy.

Key Requirements

•Bachelor’s degree in Accounting/Finance/Economics (or related) or equivalent experience, with preferred specialized financial analysis training.
•Minimum two (2) years related experience as an Associate Credit Analyst or equivalent experience in a financial institution.
•Thorough knowledge of commercial lending and loan review regulations, plus banking regulations, procedures, and operations.
•Advanced ability to analyze financial statement data and draw clear conclusions.
•Strong knowledge of accounting and financial modeling techniques, including discounted cash flow and projected cash flow forecasting.

Experience:2+ yearsCommercial lendingLoan reviewCredit analysisBanking

Education:Bachelor's in Accounting/Finance/Economics (or related)

Skills:CommunicationAnalytical skillsMathematical skillsTime managementMultitasking

Tech Stack:Microsoft OfficeBanking software

Company Brief

First Commonwealth Financial

Regional financial services company providing banking, lending, wealth management, and related financial products for individuals and businesses. Operates primarily through First Commonwealth Bank across Pennsylvania and neighboring markets.

Industry: Banking

Company Size: Large (251 to 1,000 employees)

Revenue: USD 100M to 250M

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Indiana, United States

Founded: 1982

Website LinkedIn

Loading job details...

Preparing the role view and application actions.

First Commonwealth Financial

5 months ago

Credit Analyst - SBA Underwriting

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 3 hours agoStatus: Live

Job Summary

Location: Pittsburgh, Indiana

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Mid level

Key Responsibilities

•Perform credit analysis tasks, including credit investigations and analysis of loan-related credit information.
•Break down balance sheet and income statement accounts, comparing current financial results to prior periods.
•Prepare reports summarizing borrower financial condition and capacity to repay, including loan request submissions for approving authorities.
•Value collateral as needed (review appraisals and assess collateral coverage) and assign risk ratings.
•Follow assigned portfolio/accounts and help assess borrower credit quality through the quarterly triage process, ensuring compliance with lending policy.

Key Requirements

•Bachelor’s degree in Accounting/Finance/Economics (or related) or equivalent experience, with preferred specialized financial analysis training.
•Minimum two (2) years related experience as an Associate Credit Analyst or equivalent experience in a financial institution.
•Thorough knowledge of commercial lending and loan review regulations, plus banking regulations, procedures, and operations.
•Advanced ability to analyze financial statement data and draw clear conclusions.
•Strong knowledge of accounting and financial modeling techniques, including discounted cash flow and projected cash flow forecasting.

Experience:2+ yearsCommercial lendingLoan reviewCredit analysisBanking

Education:Bachelor's in Accounting/Finance/Economics (or related)

Skills:CommunicationAnalytical skillsMathematical skillsTime managementMultitasking

Tech Stack:Microsoft OfficeBanking software

Company Brief

First Commonwealth Financial

Industry: Banking

Company Size: Large (251 to 1,000 employees)

Revenue: USD 100M to 250M

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Indiana, United States

Founded: 1982

Website LinkedIn