Assistant Relationship Manager - Business Credit

RAKBANK
Ras Al Khaimah, Dubai
Workplace: OnsiteFull timeFunction: Customer Success & Account ManagementSkills: ["Credit analysis","Risk assessment","Financial analysis","Client servicing","Attention to detail"]

Support Relationship Managers in managing corporate client portfolios by performing detailed business credit analysis. Analyze financial statements (balance sheet, income statement, cash flow), conduct ratio and trend analysis, and assess cash flow projections. Prepare credit proposals and credit risk ratings aligned with internal and regulatory frameworks, monitor early warning signals, and coordinate with Risk, Legal, Compliance, and Credit teams for approvals. Ensure credit proposals and loan documentation are accurate and compliant.

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FursaFursa
RAKBANK
RAKBANK
2 days ago

Assistant Relationship Manager - Business Credit

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Last checked: 3 hours agoStatus: Live

Job Summary

Support Relationship Managers in managing corporate client portfolios by performing detailed business credit analysis. Analyze financial statements (balance sheet, income statement, cash flow), conduct ratio and trend analysis, and assess cash flow projections. Prepare credit proposals and credit risk ratings aligned with internal and regulatory frameworks, monitor early warning signals, and coordinate with Risk, Legal, Compliance, and Credit teams for approvals. Ensure credit proposals and loan documentation are accurate and compliant.
Location: Ras Al Khaimah, Dubai
Workplace: Onsite
Employment Type: Full time
Job Function: Customer Success & Account Management
Seniority: Entry level

Key Responsibilities

  • •Analyze financial statements to assess client creditworthiness, including performing ratio and trend analysis.
  • •Prepare credit proposals, credit applications/memos, and credit risk ratings for clients.
  • •Identify early warning signals and potential risk exposures in the portfolio.
  • •Coordinate with Risk, Legal, Compliance, and Credit teams to support approvals and ensure proposal compliance.
  • •Review loan documentation for accuracy prior to execution.

Key Requirements

  • •Analyze client creditworthiness using financial statements (balance sheet, income statement, cash flow).
  • •Perform ratio analysis, trend analysis, and cash flow projections.
  • •Prepare credit risk ratings and credit applications/memos for new and existing clients aligned with internal and regulatory frameworks.
  • •Conduct risk analysis for proposed facility structures and include financial projections and sensitivities.
  • •Coordinate with Risk, Legal, Compliance, and Credit teams to obtain approvals and ensure compliance with internal policies and regulatory requirements.
Skills:Credit analysisRisk assessmentFinancial analysisClient servicingAttention to detail

Company Brief

RAKBANK
RAKBANK is a United Arab Emirates-based bank offering personal, business, and commercial banking services, including accounts, cards, loans, deposits, and digital banking products. It serves retail customers and SMEs across the UAE.
Industry: Banking
Company Size: Large (251 to 1,000 employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Ras Al Khaimah, United Arab Emirates
Founded: 1976
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